Funda ukubonga kulesi sihloko ngokuningiliziweindlela yokuphatha ikhadi lesikweletu kahle? futhi Yimiphi imithetho eyisisekelo okufanele uyicabangele? Ngokufanayo, sizokunikeza amathiphu akhethekile azosiza kakhulu ukusebenzisa lezi zincwadi zebhange, ezibhekwa njengezikhali eziphindwe kabili.
Amakhadi esikweletu umngane wakho omkhulu ngezikhathi zobunzima njengesitha sakho esikhulu uma ubahlukumeza
Uliphatha Kanjani Ikhadi Lesikweletu?
abantu abaningi bathi bayazi indlela yokuphatha ikhadi lesikweletu, kodwa ezimweni eziningi akunjalo, njengoba le mibhalo yasebhange ebalulekile kufanele iphathwe ngokucophelela okukhulu, njengoba ukukhokhwa kwezimali zabo, njengenzalo ekhiqizwa ukukhokha sekwephuzile, kungaba kuncane kakhulu noma kufinyelele amanani anzima. ukukhansela ngesikhathi, ngenxa yokuthi lezi ziba zimbi kangakanani. Kodwa-ke, lezi kungaba izindlela zokukhokhela uchungechunge lwezikweletu ezifanele, ezinesisindo esibalulekile empilweni yomzuzi wakho.
Okokuqala, kufanele ufunde kahle inkontileka kanye nemibhalo yesicelo sekhadi, ukuze ungabi engcupheni yokufaka amacala akhethekile ongafanelekile ukuba nawo ngezizathu ezihlukene zomthetho ezibalulekile, njengezixhumanisi zokuba umkweleti. . Kufanele wazi inkontileka ukusuka phezulu kuye phansi, ngoba ngesigatshana esisodwa, ungabhekana namacala angokomthetho amancane nabucayi, ngaphezu kwalokho, ungesabi ukubuza yonke imininingwane yenkontileka, njengezinzuzo ozizuza ngokuthola isikweletu. ikhadi.
Kuzo zonke izingxenye zomhlaba, kubalulekile ukwazi kahle amanani okuzodingeka uwakhokhe ngezikhathi ezithile kulokho okukhokhayo ngekhadi lakho lesikweletu, njengamakhredithi ebhange akhethekile owacelayo futhi awela kuwo ngokushesha, ngaphezu kwalokho, kuyaziwa ukuthi abasebenzisi kufanele baziswe ngesamba sezindleko zamakhredithi aceliwe kanye nokukhokhwa okuphelele kwekhadi lesikweletu, ukuze bangazitholi izikweletu ezinkulu. Ukuze usebenzise ikhadi lakho lesikweletu, hlala ukwenze ngomkhawulo wesabelomali ukuze ungabi nezinkinga ngemva kokukhokha izimali zokungalaleli.
Isabelomali singumngane wakho omkhulu uma ufuna ukusebenzisa ikhadi lesikweletu, njengoba ukwazi ukusebenzisa ikhadi lesikweletu kuyadingeka ukuthi siwazi kahle amaholo ethu kusukela lapho kwenziwa inkontileka yekhadi lesikweletu nakho konke kanye nezimali zakho, amaholo ethu. noma amaholo ayacatshangelwa, ukweqa amanani enkokhelo ngayinye yekhadi lesikweletu, njengomkhawulo wasebhange ezoba nawo. Ngakho-ke, lapho senza isabelomali sibona lokho esikusebenzisa nsuku zonke, masonto onke kanye nenyanga, ukuze sibe nemali yokukhokha ikhadi.
Uma uthole lokhu okuthunyelwe kuthakazelisa mayelana nendlela yokuphatha ikhadi lesikweletu ngendlela efanele, sikumema ukuthi udlule esihlokweni sethu esichaza lokhu izinhlobo zabathengi, hamba kusixhumanisi esishiwo ngenhla, ukuze wazi lezi zingcweti ezinkulu ezivela emhlabeni jikelele wezezimali, ezibaluleke kakhulu ekutholeni noma yiluphi uhlobo lwezingxoxo zezentengiselwano phansi kanye nesiphetho esiyimpumelelo, okukhiqiza imali enhle kuwe nenkampani yakho. .
Uma unendlela eyanele, ungalokothi ungabaze ukukhokha ngokugcwele ikhadi lesikweletu, usule inani elijwayelekile lesikweletu esivunyelwene ngesikweletu esiceliwe, njengokuthi usebenzise yonke noma ingxenye yedokhumenti yasebhange eshiwo, ukukhombisa izinga lokwethembeka phambi kwebhange. okuthandayo. Ngendlela efanayo, ukukhokha okushiwo kufanele kube ngaphambi noma ngosuku olufanayo oluhambisana nokusulwa kwesikweletu.
Kubalulekile ukusho ukuthi abanye abasebenzisi bamakhadi okuthenga ngesikweletu bayakhohlwa ukusebenzisa ikhadi ngendlela efanele, becabanga ukuthi liyafana nekhadi lasebhange, ngeshwa alifani futhi ngizokutshela ukuthi kungani, njengoba lawa makhadi Njengegama lawo. ibalula, banika umsebenzisi inani elikhethekile idokhumenti yasebhange eshiwo ngenhla ezoba nayo. Ngakolunye uhlangothi, amakhadi edebithi ebhange anesikhwama esikhethekile osinciphisa noma usikhulise ngeholo lakho into engenziwa omunye, khumbula njalo lokho.
Uma unekhadi lokuthenga ngesikweletu noma yimuphi omunye umbhalo wasebhange, ongawusebenzisi kodwa ohlale udinga ukuthi ukhokhe ngesikhathi, hamba uye ebhange ukhansele lezi zinsizakalo ezishiwo ngenhla, ukuze ungathwali izikweletu ezenza ungakwazi khokha, hlawula ikhadi lakho lesikweletu. Isihluthulelo esikhethekile sokusebenzisa kahle ikhadi lesikweletu akufanele ube ngaphezu kweyodwa futhi ngaphandle kokusetshenziswa, noma kunjalo, khumbula njalo ukuthi ziyindlela yokukhokha kuphela izimo eziphuthumayo noma izinto ezibaluleke kakhulu, kucatshangelwa imiphumela engabangelwa ukusebenzisa. okubi.
Okokugcina, ukuze ungagijimi ngezikweletu ezinkulu kakhulu ngenxa yokusebenzisa ikhadi, ungalisebenzisi ngokweqile ngokukhokha kwesokunxele nakwesokudla ezintweni ongazidingi, ngoba imbangela ephakeme kakhulu yokubamba ukusebenzisa ikhadi lesikweletu khipha ikhadi elishiwo ngenhla ukuze uchithe njengokuhlanya, futhi lezi zenzo zigcina ngokubanjwa okungenakugwemeka esikhathini esiyizinsuku ezimbalwa, ngakho-ke kuyalulekwa ukuthi usebenzise ikhadi kancane ngangokunokwenzeka nangokucophelela okukhulu. Ukukala izindleko zakho kahle ngayo, njengokugcina ama-invoyisi, kuzokuvumela ukuthi ubuke umhlane wakho futhi wenze nembuyiselo.
Uma ukuthandile okuthunyelwe kwethu kokuthi uliphatha kanjani ikhadi lesikweletu, sikumema ukuthi udlule esihlokweni sethu esichazayo kungani uthathe umshwalense wempilo kanye nokubaluleka abanako ezimpilweni zethu, vakashela isixhumanisi esishiwo ngenhla, futhi wazi le mibhalo yokuvimbela izimali ngokujulile.
