Kuso sonke lesi sihloko uzofunda ngokuningiliziwe okuhlukile izinhlobo zabathengi ezikhona ku-inthanethi, kanye nezinzuzo kanye nokubi. Ngokunjalo, sizokunikeza amathiphu akhethekile azosiza kakhulu ekuboneni laba bantu ababalulekile, emhlabeni wezezimali, abayingxenye ebalulekile yezingxoxo.
Abantu abafanelekile abangathola ukuxoxisana ngaphandle kokuphazamiseka okuningi
Izinhlobo Zabathengi
Noma ubani ongaphandle kwezwe lebhizinisi nezezimali akawazi umthelela weqiniso owenziwe yilaba bantu, okuthi ngomsebenzi wabo omuhle bangakwazi ukwenza izingxoxo kuze kube yizimo zabo zokugcina ngendlela enhle noma badilize ukuthengiselana okushiwo, bazivumele bathathwe. ngemizwelo yabo kanye nezifiso zabo bebeka eceleni umsebenzi onzima wabalingani babo. Ngakho-ke, noma yimuphi umuntu onesimo sokuba umlamuli phakathi kwezingxoxo waziwa njengomthengisi, ogcina abathintekayo benolwazi ngakho konke.
Izinhlobo zabathengi zingaphansi kwamazinga ahlukene emhlabeni webhizinisi, okuyisibonelo esihle kakhulu salokhu abathengisi bomkhakha wezindlu ezithengiswayo, njengalabo abaphethe izingxoxo zezinto zokwelapha zokuhlinzwa, ngisho nezokuphathwa komshwalense wempilo, okuvumelayo. ukuxhumana okumanzi phakathi kwezinhlangothi ezinentshisekelo ngaphakathi kokuxoxisana, njalo ezama ukuthonywa yinoma yibaphi abathintekayo. Okuthile okubalulekile okushiwo ukuthi bangathatha utshalomali olusemthethweni uma bengabamele inkampani.
Okuthile okubalulekile emkhakheni omkhulu wezezimali nezingxoxo zanoma yiluphi uhlobo, ukuthi ngaphakathi kwezinkontileka ezenzelwe ukukhokhwa kwamakhomishini, lezi ziboniswa kanye nabaphathi kanye nezinhlangothi ezinentshisekelo ekuveleni kokuthengiselana, okubavumelayo. ukuthola inzuzo efanele kuye ngomjikelezo wesikhathi osungulwe kuzinkontileka. Kucatshangelwa lokho osekubekiwe, i izinhlobo zabathengi okwaziwayo kuze kube manje, okulandelayo okumele kuchazwe kabanzi futhi kukhulunywe ngakho ngezansi:
Ideski Lokusebenza Lama-Broker
Laba ngcweti endaweni yezezimali nezamabhizinisi baziwa ngokuba ngabagqugquzeli bemisebenzi eminingi kunoma yiziphi izimakethe ezaziwayo kuze kube manje, bathola igama elithi "Abenzi Bemakethe", elihumusha olimini lwesiSpanishi ngokuthi "Abenzi Bemakethe", kucatshangelwa izenzo nemisebenzi eyenziwa yilaba bantu abahle kakhulu abadlala indima ebalulekile ebhizinisini. Ngendlela efanayo, basebenza kanyekanye nabahwebi, bavimbele laba bamuva ekuletheni ibhizinisi.
Uma unentshisekelo kulokhu okuthunyelwe, sikumema ukuthi ubone isihloko sethu esikhuluma ngayo imakethe yangaphambili, vakashela isixhumanisi esishiwo ngenhla, ukuze wazi le ndawo enkulukazi egcwele amathuba amaningi okuphumelela nokwenza.
Imisebenzi yayo eyinhloko ukuvumela ukuthengwa nokudayiswa kwemikhiqizo noma izinsizakalo, ezinikezwa inkampani eyodwa kwenye, ukwenza ucwaningo lwemakethe oluningiliziwe, okuvumela izinhlangothi ezinentshisekelo ukuthi zibe nokuxhumana okuhle, futhi ziqondise izenzo zabahwebi okukhulunywe ngenhla, ukumisa noma yisiphi isenzo esibi sabahwebi uma kwenzeka bengafuni ukufeza ingxenye yabo. Laba bakha itafula labo lomsebenzi, njalo bebeka izithakazelo zamakhasimende abo ngaphambi kwanoma yini ebonakalayo.
Brokers No Dealing Desk
Ngokungafani nabangaphambi kwabo, laba abanalo ngokuqondile itafula lomsebenzi kanye nohlu lwamakhasimende ngokuqondile, ngoba babhekwa njengabasebenzi abaqondile bamakhasimende acela izinsizakalo zabo, ngaphezu kwalokho, lezi zingaphakathi kwemibhalo yesicelo sokunikezwa kwezinsizakalo phakathi. bona kanye neklayenti, basayina isivumelwano sobumfihlo bezezimali nekhasimende labo ngalinye ngebhizinisi ngalinye elenziwayo. Ngakolunye uhlangothi, banesibopho esingenakugwemeka sokungahambisani nemiklamo yamakhasimende abo ngesikhathi sezingxoxo.
Ngokuqondile Ngokucubungula Abathengi
Labo abakhona, bagijima nochungechunge lwemikhawulo eqinile ekuqhutshweni kwamabhizinisi, ukugwema ukuvuza kolwazi olufana namakhomishana, ukuwahlukanisa ngokubalulekile kubadayisi ukugwema ukuthonywa izithakazelo zabo, kanye nezinhlangothi ezinentshisekelo ekuthengeni nasekudayiseni. yalokho okunikezwayo ngaphakathi kokuxoxisana, ukuze kamuva kucutshungulwe umyalo obalulekile wokuphetha kahle izingxoxo. Ngendlela efanayo, okushiwo ngenhla kumele kubonise isici esingachemile ukuze sikwazi ukwenza yonke izingxoxo ziqhubeke.
Broker Electronic Communication
Phakathi kwezinhlobo zabathengi abaziwayo, lena inezinga eliphezulu lokuhambisana eminyakeni yamuva nje, ebonakala ngokugcina isixhumanisi esiyingqayizivele nenkathi yedijithali okuthi, kusukela ngawo-80, iguqule imakethe yebhizinisi ngisho nenkundla yezezimali. ngayo, ithuthukisa kakhulu indlela ngayinye yezentengiselwano, ukuze kuzuze inhlalakahle yabantu abanentshisekelo. Ngendlela efanayo, abenzi ukuba khona ngokomzimba isikhathi esiningi njengoba umsebenzi wabo uku-inthanethi ngokuphelele.
Umsebenzi wakhe uyafana nowabangaphambi kwakhe, okuwukuqinisekisa ukuthi ibhizinisi elenziwa nekhasimende lakhe eliqondile liphuma ngendlela engcono kakhulu nangaphansi kwezici ezikhethekile ezidingekayo kwinkontileka, phakathi kokugcina nabathengi noma abathengisi. .okunamandla, okukhiqiza inzuzo elinganayo yeqembu ngalinye elinentshisekelo enhlalakahleni yomsebenzi, kuze kube yilapho isigcwaliseka ngendlela egculisayo. Ngokufanayo, baphathwa njengabagqugquzeli nabaxoxisana nabo, ngoba bahlale bekhuluma yonke into mayelana namanani ezinsizakalo zabo.
Ngaphezu kwalokho, bagcina ukuxhumana okugcwele nokuqhubekayo nomphakeli ngamunye wenkampani abaxhumene kuyo, okuvumela ukuguquguquka kwenhlangano phakathi komnikazi wenkampani nabathintekayo abanentshisekelo, ebazisa ngentengo yemikhiqizo noma amasevisi, kodwa amanani athi anenani eliphelele lemikhiqizo, njengamakhomishini abahlinzeki, abaphathi, abadayisi kanye naye, azowazuza ngokuhambisana nezingxoxo. Ikhathalogi yemikhiqizo noma izinsiza zilethwa yilaba ochwepheshe kwabashiwo ngenhla ngefomethi ye-PDF.
Umehluko Phakathi Kwe-Broker kanye Nomthengisi
Okokuqala, umthengisi waziwa ngokuba umxhumanisi wezezimali wenkampani, okhiqiza ibhizinisi elithelayo neliphumelelayo, kodwa ukwenza izenzo zabo zezezimali kufanele kuqinisekiswe ngamakhasimende abo ngedokhumenti eyingqayizivele, ekhuluma ngemininingwane ngayinye yezomthetho. imali abazoyifeza, ukubheka izintshisekelo zamakhasimende abo ngaphakathi kwezingxoxo, ngokuhlonipha izifiso zalaba okukhulunywe ngabo ngenhla. Ngasohlangothini lwabahwebi, abakho ngaphansi kophenyo lwesikhungo noma ucwaningo lwemakethe nganoma yikuphi ukuhweba okungenzeka.
Umhwebi futhi uhileleke enqubweni yokutshalwa kwezimali okuqondile kokuthengwa nokudayiswa komkhiqizo noma isevisi, ukuphatha izimali noma imibhalo yemvelaphi yezezimali noma yebhizinisi ngokucophelela okukhulu ukuze aqhube ibhizinisi, enze izinqumo ezithatha isinyathelo esihle ebhizinisini. , egqamisa isihloko ngasinye esingalimazi iklayenti lakho njengabanye abahilelekile, sikhuthaza ukusebenzisana kweqembu okuphumelelayo futhi ngaphandle kwanoma yiziphi izithiyo. Ngaleso sikhathi, abathengisi yibona abahlela izenzo eceleni kweklayenti ngaphandle kokushintsha imingcele abanikezwe yona.
Izinzuzo Broker Izinhlobo
Njengazo zonke izinto ezikhona kule mpilo, lolu hlobo losomabhizinisi lunochungechunge lwezinzuzo ezifaka isandla kahle ekwenziweni abathintekayo kukho, olukhiqiza izinzuzo ezifanele zemali ezizovumela inzuzo eqhubekayo kubo nakwabanye abathintekayo, abanentshisekelo. isidingo esibalulekile sokuthi yonke into eshiwo kwinkontileka yezingxoxo igcwaliseke encwadini futhi ngaphandle kokubalekela lokho okushiwo kuyo. Ngakho-ke, njengoba kucatshangelwa imininingwane ngayinye eshiwo, izinzuzo zazo zonke izinhlobo zabathengi yilezi ezilandelayo:
Esokuqala salokhu ukuthi bangabagqugquzeli abangcono kakhulu inhlangano engaba nayo ukuthi yenze ibhizinisi layo nezinye izinkampani, iqondise ukuhwebelana ngakunye okudingekayo ukuze kubeke ezandleni zamakhasimende abo izinsiza abazidingayo ukuze kuxoxiswane ngalokho abakufunayo, kube phezulu- imikhiqizo esezingeni njengezinkonzo ezisezingeni eliphezulu kanye nodumo lomhlaba, egcina izinga lekhwalithi yalokho okuceliwe ukuze ungalahlekelwa yiklayenti lakho. Ngendlela efanayo, bagcina ukukhulumisana okuhle neklayenti labo kanye nomunye umuntu onentshisekelo, ukuze bakwazi ukuvumelana.
Ikhomishini yakhe ngokuvamile i-2,5% yenani elijwayelekile lalokho okuzotholwa yizinhlangothi ezinentshisekelo ekuxoxisaneni, kodwa inzuzo yakhe eyinhloko ibekwe ngumthetho ngalokho iklayenti elimnika kona, ngaphezu kwephesenti eshiwo kakade, ukugcina ukuguquguquka kwezimali ukuze wonke umuntu. angawina ngokulinganayo, ngaphandle kokushiya ngaphandle izithakazelo zalabo abathintekayo ezingxoxweni ngaso sonke isikhathi. Ngakolunye uhlangothi, banomkhawulo wokuzinza kanye nenzuzo yabasebenzi, ondla noma iyiphi inkampani ngemali engenayo eyandisa kakhulu imali yayo.
Ukubi kwezinhlobo zama-Broker
Ngeshwa, ububi laba batshalizimali abanabo ngesikhathi sokuthenga noma ukudayiswa kwesevisi noma umkhiqizo, kungaba yisithiyo ngandlela thize ekwenzeni uchungechunge lwemisebenzi, ngenxa yesibalo esingokomthetho okufanele babenaso ngaso sonke isikhathi. Okokuqala ukuthi akubona bonke abadayisi abangabantu abathembekile, ngoba, uma bephuma emigomeni abanayo neklayenti labo, bangadlula iklayenti, bamshiye ngaphandle kokuba nethuba lokuthola inzuzo emfanele kakhulu. ukuphuthelwa ngamathuba amahle ebhizinisi.
Ngakolunye uhlangothi, kufanele bafundiswe abantu abanolwazi, ngoba, uma bephonswa kulolu hlobo lwemakethe yezemisebenzi ngaphandle kwamathuluzi anele nadingekayo ukuze baphumelele, bayodala izinkinga kuphela ngokuzivumela ukuba bangene ezingxoxweni ezilandela izingxoxo zabo. imizwelo yobugovu, ephoqelela iklayenti labo ukuba lixoshwe ngokushesha futhi ngokungenakuguquleka. Okokugcina, uma imali engenayo evela ezingxoxweni ngayinye ingakhokhelwanga ngokwanele, umthengisi angase amangalele iklayenti lakhe ngokukhohlwa imigomo yenkontileka yekhomishini yangaphakathi neyangaphandle.
Uma uthole lesi sihloko sithakazelisa, sikumema ukuthi udlule kokuthunyelwe kwethu okukhuluma nge izinhlobo zemali ekhona, ukwazi ngokuningiliziwe uhlobo lwemali ngalunye olusetshenziswa engxenyeni ngayinye yomhlaba, faka isixhumanisi esishiwo ngenhla, ukuze uthole lonke ulwazi oludingekayo ukuze uphumelele ukusebenzisa ngayinye yalezi zimpahla zezimali ezifanele kakhulu emhlabeni wonke.
