Uyini uMthetho Wokulwa Nokushushumbiswa Kwemali? Izihluthulelo zokuyiqonda!

Okulandelayo, kulesi sihloko sikumema ukuba wazi yonke imininingwane ethakazelisa kakhulu ehambisana noMthetho Wokungeniswa Kwemali futhi ngale ndlela, ukwazi ngokugcwele ukwazi. uyini uMthetho Wokulwa Nokungeniswa Kwemali nokunye okuningi

Uyini uMthetho Wokulwa Nokukhwabanisa?

Kulinganiselwa ukuthi inani lokushushumbiswa kwemali likhuphuka lifinyelela okungenani ezigidini eziyishumi zamaRandi ngonyaka, ngakho limele ngempela u-3.6% weGross Domestic Product noma eyaziwa nangokuthi i-GDP ngaphakathi kwe-Mexico.

Kungakho kulesi sihloko sikumema ukuthi wazi ngamunye wemininingwane ethakazelisa kakhulu mayelana Uyini uMthetho Wokulwa Nokukhwabanisa? ukuze ngale ndlela, ukwazi ngokugcwele ukwazi isici ngasinye esibaluleke kakhulu.

Umthetho Wokungeniswa Kwemali: Umsuka

Uma sibhekisela enkulumweni edumile ethi "Money Laundering", sisho ukuthi umsuka wayo uhlehlela e-United States of America ngawo-1920, ngesikhathi iqembu lezigebengu, kuhlanganise no-Al Capone, Charle "Lucky" Luiano kanye noMeyer Lanski. baqhamuke nombono wokuthola iqembu labawashi ngenhloso eyodwa yokusebenza nebhizinisi elisemthethweni ukuze bakwazi ukuthethelela inzuzo.

Inzuzo enjalo yavela emisebenzini engekho emthethweni eyengeziwe njengokushushumbiswa kotshwala, ukuthengiswa kwezidakamizwa, ukudayisa ngomzimba neminye imisebenzi yesigaba esifanayo. Umbono oyinhloko wawulula, njengoba wawugxile kuphela ekuhlanganiseni izinzuzo zezimali ezihlukahlukene ezitholakala emisebenzini yobugebengu nezinye izikhwama, ngokusobala ezivela ezindaweni zokuwasha.

Imininingwane eminingi

Namuhla, ngokusho koMnyango Wezezimali Nezikweletu Zomphakathi noma owaziwa nangokuthi i-SHCP, eMexico kulinganiselwa ukuthi inani lokushushumbiswa kwemali lifinyelela okungenani amaRandi ayizigidi eziyishumi ekupheleni konyaka ngamunye, okuyinto Ayimele lutho futhi lutho olungaphansi. U-3.6% we-Gross Domestic Product noma i-GDP yezwe.

Umthetho Omusha Wokulwa Nokwebiwa Kwemali

Ngomhla ziyi-17 kuJulayi, 2013, uMthetho Wombuso Wokuvinjelwa Nokukhonjwa Kwemisebenzi efana ne-Resources of Illicit Origin washicilelwa, okuwumthetho ofanayo owaziwa ngaphansi kwegama Lomthetho Ophikisana Nokushushumbiswa Kwemali nokuthi ngaphezu kwalokho, inhloso enkulu ukuvimbela kanye nokubona izenzo nemisebenzi ebandakanya izinsiza ezinemvelaphi engekho emthethweni.

Ngakolunye uhlangothi, imithethonqubo yoMthetho oshiwo ngenhla kanye neMithetho Ejwayelekile ekhishwe yi-SHCP isanda kushicilelwa futhi, ngaphezu kwalokho, ibisebenza kusukela ngoNovemba odlule wonyaka oshiwo ngenhla ka-2013.

Ngokungeziwe kulokhu okushiwo ngenhla, kuyaziwa ukuthi uMthetho ubeka kubantu ngabanye isibopho sokwazisa Iyunithi Yezobunhloli Bezezimali noma eyaziwa nangokuthi ngaphansi kwegama le-FIU, bancike ngokuphelele ku-SHCP, ngemisebenzi ethathwa njengengcupheni.

Imininingwane eyengeziwe ebaluleke kakhulu

Ngendlela efanayo, kufanele bakhombe, baqinisekise futhi baqoqe imininingwane yezifundo abafisa ukwenza ngazo le misebenzi ngenhloso eyodwa yokuhlonza labo abanecala lezenzo ezingekho emthethweni.

Ngakolunye uhlangothi, phakathi kwemisebenzi yokuqala okufanele yenziwe izinhlangano ezisemthethweni iwukuqoka isikhulu sokuthobela imithetho. Uma bengakwenzi lokho, labo abanecala phambi kweziphathimandla ngokungalandeli izinhlinzeko zoMthetho, phakathi kwabanye abaningi, baba abaqondisi nabaphathi benkampani.

Ngokuqondene nolwazi olwengeziwe, singasho ukuthi omunye umsebenzi odingekayo ngaphambi kwalokho okwaziwa ngokuthi ukubhaliswa ne-Tax Administration Service noma i-SAT ukuze ngale ndlela, ikwazi ukwethula zonke izaziso, ukuqinisekisa ukuthi imiphi imisebenzi. zibhekwa njengezisengozini, futhi ngenxa yalokho, zibikwa kuziphathimandla ezinekhono.

Nakuba umgwamanda ophethe ukubuyekezwa kwemisebenzi enjalo ungeyona into engaphezu kwe-FIU, ngaphambi kwe-SAT amarekhodi ahlukahlukene kanye nezaziso ezihlukene kufanele kwaziwe ukuze kube nokwenzeka ukuba kubhekiselwe eMthethweni, kuMithethonqubo kanye nemithetho yayo Ejwayelekile.

Uyini uMthetho Wokulwa Nokungeniswa Kwemali: Imisebenzi Esengcupheni?

Olwazini olukhonjiswe ku-athikili ye-17 yoMthetho, isungulwe njengemisebenzi Esengcupheni engenziwa kokubili kubantu bemvelo noma abasemthethweni nokuthi, ngaphezu kwalokho, ayikho ngaphansi kokuhlonzwa kanye/noma isaziso ngaphambi kwe-SHCP, ngokusho ukubaluleka kokusebenza, phakathi kokunye, yilezo esizozibala ngezansi:

Iqembu lokuqala

• Okokuqala nje, inokukhishwa okufanele kanye nokumaketha okuvamile noma okuphrofeshinali kwamasheke abahambi.
• Okulandelwa yikho, okunikezwayo ngokujwayelekile noma ngokomsebenzi kwemisebenzi ehlukahlukene efanayo noma yesiqinisekiso noma ukunikezwa kwemali mboleko noma amakhredithi, ngesiqinisekiso noma ngaphandle kwesiqinisekiso, lapho ingenziwa Izinkampani Zezezimali.
• Maqondana nokwejwayela noma ukwenza lula imisebenzi yokukhiqiza noma yokuthuthukisa izindlu ezithengiswayo noma ukungenelela ekudluliselweni kwezakhiwo, lapho yonke inqubo yokuthenga/ukuthengisa impahla ifakiwe, ngokuvuna abantu abahlinzekwa ngezinsizakalo.
• Uma ufisa ukuhlinzeka ngalezi zinsizakalo, ungakwenza njalo noma ngokomsebenzi, lapho ufaka phakathi ukudluliswa noma ukugcinwa kwemali, ngaphandle kwasezimweni lapho iBhange LaseMexico lingenela khona noma yisiphi isikhungo esizinikele ekufakweni kwezimali kwezibambiso.

# 2Uyini uMthetho Wokulwa Nokungeniswa Kwemali: Ukubamba Kwesibili?

• Siyaqhubeka nokusho ukuthi ukuhlinzekwa kwezinsizakalo zochwepheshe nokuthi, ngaphezu kwalokho, zizimele ngokuphelele kuklayenti elingenabo ubudlelwano bokuqashwa, lapho zilungiswa noma zenziwa ngegama lazo nezinye izethulo zeqembu elithile. imisebenzi.
• Isibonelo, ukuthengwa / ukuthengiswa kwezindlu ezithengiswayo, inhlangano kanye nokulawulwa kwezinsiza, ama-akhawunti asebhange, izibambiso noma ezinye izinto zamakhasimende ayo, ukuhlelwa kweminikelo yemali noma yiluphi olunye uhlobo lwezinsiza zomthethosisekelo, ukusebenza nokuphathwa kwezinkampani zezentengiselwano. kanye nomthethosisekelo, ukuphenduka, ukuhlanganiswa, ukusebenza nokuphathwa kwezinhlangano ezisemthethweni noma izimoto zezinkampani nokuthengwa noma ukudayiswa kwezinkampani zezentengiselwano.
• Ngakolunye uhlangothi, imisebenzi ethile exhunyaniswe ngokufanelekile nomkhuba wemidlalo yokubheja, imiqhudelwano noma ama-raffle enziwa abantu ngabanye.
• Ngendlela efanayo, libonisa ukukhishwa noma ukusatshalaliswa, okuvamile noma okuphrofeshinali, kwesevisi ehlukile, amakhadi esikweletu, akhokhelwa kusengaphambili kanye nawo wonke lawo akha amathuluzi okugcina inani lemali, angakhishiwe noma angamakethwa Amabhizinisi Ezezimali.

Iqembu lesithathu

• Sesisondela ekupheleni, singamemezela ukuthi ukuhweba okujwayelekile noma okuphrofeshinali noma ukungenelela kwegolide, isiliva neplatinamu, amatshe ayigugu, amagugu noma amawashi.
• Mayelana nokusatshalaliswa okuvamile kwemisebenzi yobuciko nezimoto ezintsha noma ezisetshenzisiwe, kungaba ngomoya, ulwandle noma umhlaba.
• Ngendlela efanayo, umthethosisekelo wamalungelo omuntu okusebenzisa noma ukujabulela indawo ethengiswayo.
• Ngakolunye uhlangothi, imisebenzi ethile eyenziwa ama-broker noma ama-notaries womphakathi.
• Ukunikezwa kwezinsizakalo zohwebo lwangaphandle njenge-ejenti yempahla noma ummeleli ukuze kuthuthukiswe ukuthunyelwa kokuthile okuthengiswayo, egameni labanye.

Common Ukungabaza mayelana Uyini uMthetho Wokulwa Nokwebiwa Kwemali

Kuyaziwa ukuthi kuye kwavela ukungabaza okuthile mayelana nobubanzi nencazelo yoMthetho mayelana nalokho okwaziwa njengokuhlonza imisebenzi okufanele ibhekwe njengesengozini. Isibonelo, imisebenzi eyenziwa phakathi kweqembu lezinkampani, empeleni yaziwa ngokuthi “I-Intercompany” (esebenza njengomgcinimafa ophakathi nendawo kanye nemisebenzi yemalimboleko, ukuhlinzekwa kwezinsizakalo zokukhipha, ezezimali kanye nezomthetho).

Kuyoba khona-ke ukuhleleka encazelweni yemisebenzi esengozini, lesi sigaba semisebenzi uma saziwa njengemvelaphi yezinsiza, ezitholakala emisebenzini yokuhweba ehambisana neqembu ngokwalo, noma kunjalo, akungabazeki ukuthi ziyabikwa ngaphambi kwe-SHCP.

Uma imininingwane okwabiwe ngayo kule ndatshana ikusize kakhulu, sikumema ukuthi ubheke le enye mayelana nayo Ukupakishwa Kwesitsha Nokupakisha kwezohwebo lwangaphandle.