Lapho a umnikazi we-akhawunti yasebhange Kubalulekile ukucabangela amaphuzu ahlukahlukene ahlobene nesihloko, ucabangela lokho okuletha kubantu abahlanganyela kuso. Ukucacisa noma yikuphi ukungabaza, ulwazi luzochazwa kabanzi kulesi sihloko.
Abantu abaphethe i-akhawunti yasebhange
Ungomunye wabanikazi be-akhawunti yasebhange
El umnikazi we-akhawunti yasebhange ngumuntu ongasebenzisa i-akhawunti ngendlela efanayo nomnikazi, akanayo imingcele maqondana nemisebenzi okufanele yenziwe. Ngakho-ke, umuntu owabelwe njengomnikazi kanye naye kufanele ethenjwa kakhulu ukuze agweme ukuphazamiseka okukhulu esikhathini esizayo.
Maqondana nama-akhawunti asebhange, kukhonjiswa imfundiso mayelana nobunikazi bawo. Umuntu ophethe angakwazi ukukhipha izimali zakhe ngendlela athanda ngayo, kodwa uma enaye asebenzisana naye, angakwazi nokwenza lezi zenzo ngoba uma kuvulwa i-akhawunti enabanikazi abambalwa. Kubalulekile ukuthatha i-condominium yayo bese usungula umyalelo kuyo.
Njengoba kunobudlelwano bangaphakathi phakathi kwabanikazi bale akhawunti, okugqamisa umnikazi kanye nobambe iqhaza, bobabili banamalungelo phezu kwebhalansi ye-akhawunti futhi uma kuvela isimo lapho lowo ohlanganyele naye eshona, i-akhawunti ayiyona eyakhe ngokuzenzakalelayo. konke, akusiyo yonke ibhalansi etholakala kuyo ezoba yimpahla yakho. Kuzodingeka inqubo yezimali nezomthetho ngokuphelele kulokhu.
Kuzodingeka ukwazi ukuthi imali eku-akhawunti ivela kanjani, ukwenza inqubo ehlelekile, kucatshangelwa ukuthi kungase kube nokugunyazwa maqondana nezimali eziku-akhawunti, ukwazi ukuthi kukhona ubunikazi bokubambisana obuhlukaniswe phakathi abantu ababambe iqhaza, njengomnikazi, umnikazi kanye nabanye. Esimeni sokuba nesimo lapho umnikazi obambisene egunyaza i-akhawunti, kwenzeka isenzo esifanayo, njengoba abantu abaziveza njengefa bangase bafune ubunikazi ukuze bazuze.
Umnikazi kanye nogunyaziwe
Mayelana ne-akhawunti yasebhange enabantu abangaphezu koyedwa ababamba iqhaza kuyo, imigomo efana nomnikazi-ndawonye, umuntu ogunyaziwe nokunye kuyagqama. Kulokhu, kuqokonyiswa ukuthi lezi azifani, kuyadingeka ukwazi umehluko ogqamile.
Umnikazi-ndawonye angakwazi ukwenza isenzo ngasinye umnikazi angakwazi ukuzenza futhi umuntu ogunyaziwe angenza kuphela izenzo ezithile eziqondile athola imvume kulabo abaphethe. Umnikazi kanye nozakwabo banesibopho sokumisa umkhawulo walowo muntu ogunyaziwe, njengoba bedinga izinsizakalo zabo endaweni ethile maqondana ne-akhawunti yasebhange.
Omunye umehluko ophawulekayo ukuthi uma uvula i-akhawunti yasebhange, izimali zesiqinisekiso maqondana namadiphozithi zinikeza inani lomnikazi ngamunye, uma kukhona umnikazi ongaphezu koyedwa imali enikeziwe izoba ngeyomunye wabo, njengoba kwenzeka nge-co. -umnikazi, kodwa kumuntu ogunyaziwe lesi senzo asitholakali, kuphela labo abanikazi be-akhawunti
Ngokuvamile, ukuvulwa kwe-akhawunti nabantu abambalwa abaphethe kwenziwa ngenxa yesidingo kuphrojekthi, sincoma ukuthi ukwenze amaphrojekthi amabhizinisi
I-akhawunti yasebhange enabanikazi abaningi
Ukuvulwa kwe-akhawunti yasebhange kungethulwa ngezinhlobo ezahlukene zamacala, njengalezi:
- Esimeni lapho umnikazi engakwazi ukuvela emsebenzini we-akhawunti yasebhange, khona-ke omunye umnikazi angenza ngaphandle kwemingcele ukuze ahambisane nalokhu akufunayo.
- Uma umnikazi esemncane, kuyodingeka kube nomuntu ogunyaziwe ozomsebenzela ngokusemthethweni
- Emiphakathini edinga ama-akhawunti asebhange, ukubamba iqhaza kwabanikazi abambalwa kuyanconywa.
Uma unentshisekelo enkulu ezinqubweni eziphathelene nezinkampani zamabhange, sincoma ukuthi ukwenze lokhu Idiphozi yasebhange