Ukubaluleka elikumelayo athini ama-akhawunti emali engenayo ekuphathweni nasekulawuleni inkampani, lapho inzuzo nokulahlekelwa ekupheleni konyaka kubonakala, kungachazwa ngokuningiliziwe esihlokweni esilandelayo.
Isitatimende senzuzo noma sokulahlekelwa kwenkampani
Ayini ama-akhawunti emali engenayo?
Ukuze ukwazi ukubhekisela ku zithini izitatimende zemali engenayo futhi ebizwa ngokuthi ama-capital akhawunti, lapho kungenziwa khona amarekhodi ezindleko ezahlukene kanye nemisebenzi yokuthengisa inkampani engayenza ukuze kunqunywe inzuzo noma isimo sokulahlekelwa kwefemu; onhloso yayo iwukukhombisa izindlela zokugcina zezimali zenhlangano, leli thuluzi lokubala ngendlela efanayo libonisa izimbangela ezibangele lesi simo, zibe zinhle noma ezimbi.
Isikhathi esinikelwe ukubhalisa nokuthola umphumela isikhathi esimiswa yinkampani ukuze yazi umphumela wokusebenzisa kwayo imali kanye nokusebenza kokumaketha; Lesi sikhathi singasungulwa nyanga zonke, kabili ngenyanga, kabili ngonyaka, ngonyaka, izinyanga ezine, ngekota, phakathi kokunye kuye ngokuthi yini eshiwo umqashi; lapho ungabona khona imali engenayo kanye nezindleko ngokujwayelekile. Imali engenayo yizo zonke izinkokhelo ezitholiwe, kungaba ngohlobo lwemali, okuthengiswayo, uhlu lwamasevisi noma ukuthengiswa komkhiqizo.
Uhlobo lwemali engenayo luyikhredithi futhi lungarekhodwa ngokuthi: ukuthengisa, zonke izindali zenkampani zirekhodwa kulo mugqa; izimbuyiselo nezaphulelo ekuthengisweni ziwumkweleti; imikhiqizo yezezimali, yonke into ehlobene nezinhlangano zamabhange kanye nokuphuma kwazo; eminye imikhiqizo, eminye imisebenzi engajwayelekile ekukhiqizeni.
Izindleko yikho konke ukusabalaliswa kwenkampani ekusebenzisayo ukuze ithole izindleko ezidingekayo ukuze inikeze umkhiqizo noma isevisi eyithembisa iklayenti. Zingahlukaniswa zibe: izindleko, izindleko eziqondile ezenzelwe ukuthengwa kwemali engenayo, kungaba impahla eluhlaza, izinto zenkampani, nokunye lapho ungeke uyeke khona ukuthola; olunye uhlaka lubhekise ezindlekweni okuwukusabalaliswa okungaqondile okwenziwe ukuze kutholwe imali engenayo, izimpahla noma imikhiqizo engadingeki ekukhiqizeni futhi engashiywa ekuthengweni.
Ezinkampanini, kukhiqizwa izindleko okufanele zabiwe ngendlela efanele ukuze kugcinwe ibhalansi nokulawulwa kwezimali zakho, uma ufuna ukwazi okwengeziwe ngakho, sincoma ukuthi ufunde mayelana i-amortization.
Ukubaluleka
Lolu hlobo lwama-akhawunti luwusizo kakhulu ukuphatha ukuvela kwenkampani ngaphakathi kwendawo yezezimali; Ivumela ukukhombisa imiphumela yokugcina ngezigaba ezahlukene, kungakhathaliseki ukuthi inzuzo noma ukulahlekelwa, ngale ndlela isimo somnotho senkampani singahlolwa ngokuqondile; lapho unganikeza khona izabelo kubasebenzi bakho ngenzuzo yensiza, inqobo nje uma kube yinzuzo enkampanini.
Ngokufanayo, ibalulekile ngoba isiza ukubalwa kwe-EBITDA (Imali engenayo ngaphambi kwe-amortization, izinhlinzeko, inzalo nezintela) ukuze ikwazi ukukala ukutholwa okukhiqizwa isenzo senkampani esijwayekile ngaphandle kokucabangela izindaba ezihlobene nokuncishiswa kwemali, noma inzalo noma isimo sezezimali. Ama-akhawunti wemiphumela asiza ukubalwa kwenzalo nezintela okufanele zikhokhwe; usizo olukhulu lokuphathwa kwebhizinisi, ukubalwa kwezithakazelo zezezimali nezezimali, inhlangano kanye nesabelomali.
Izibalo ezihlukene ezingadala izindleko futhi zinqume ukutshalwa kwezimali zaziwa njengenzuzo, mfundi othandekayo, sincoma ukuthi ufunde mayelana imbuyiselo yonyaka, lapho kuchazwa imingcele yayo, izinzuzo nezibonelo ezihlukahlukene.