Unoda kuziva zvishoma nezve nzira yekutaurirana chikwereti?, mune ino chinyorwa tichakusiyira iwe ese akakosha ruzivo aripo.
Ruzivo rwese rwakanyanya kukosha rwaunofanira kuziva kuti uzive nzira yekutaurirana chikwereti
Nzira yekutaurirana sei nechikwereti?
Unozviwana wava kuumba boka revanotadza kubhadhara chikwereti here? Zvimwe warega kudzima mubhadharo unoenderana nekadhi rako rechikwereti kana kuti wakaregeredza muripo wepamwedzi weimwe campus? Chinhu chakachengeteka ndechekuti munguva pfupi iwe unozviwana uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchingedzo madhipatimendi ekuunganidza.
Pasinei nokuti mumakore ose zvikwereti zvikwereti zvakaitwa kune zvikwereti zvepachivande zvakaderedzwa zvishoma nezvishoma zvichienzaniswa nemakore apfuura, uye kune rumwe rutivi, hutsotsi hunowanikwa mumabhangi huri, kazhinji, pamatunhu akaderera (kusvika 2,21%).
Tinogona kutaura kuti ndeye Consumer Loans, kunyanya zvikwereti zvemunhu, izvo zvine mwero wepamusoro wechikwereti maererano neNational Banking and Securities Commission (CNBV).
Inovimbiswa kuti zvikwereti kubva kuzvikwereti zvebhangi idambudziko guru iro rinonyanya kukanganisa vashandisi uye nenzira imwechete, mabhangi uye masangano emari anopa iyo. Muchiitiko chekuti chikwereti chiri panguva yakatarwa nekuti hapana kubhadhara kwakadzimwa uye mubereko wese watadza kubhadharwa, zvichave zvakakosha kuti uzive. Matauriro Ekuita Chikwereti.
Nheyo dzeCoru.com: Ivo vanokubvumidza kuti usarudze yakanakisa mhedzisiro paunenge uchiseta mamiriro ekuzadzisa maitiro ekutaurirana neChikwereti.
Kazhinji, chii chinoita kuti mamirioni avanhu uye zviuru zvemakambani apedzisire aine chikwereti hakusi kuvonga kumari inopihwa pakupera, asi nekuda kwerimwe boka rezvido zvavanobatanidza.
Tevere tinokupa rondedzero pfupi kuitira kuti iwe uzive iwo akanakisa matipi ekuti iwe ugone kuziva nzira yekutaurirana chikwereti Semunhu nyanzvi
Chokwadi kana waziva sei Kurukurai Chikwereti Iwe wanga uchiita maitiro nenzira yakashata, chinhu chakanakisa chingaitwe kuita ongororo yakadzama yekuita iyi nzira nenzira inobudirira. Ndosaka takatora nguva yekuisa pamwechete mazano akanakisa ekukubatsira kuziva. Matauriro Ekuita Chikwereti.
Yekutanga Kurudziro yekuziva nzira yekutaurirana neChikwereti
Zvichave zvakafanira kutarisa kune zvakanyanya kusarudzika zvemunhu ari kukumbira muripo; kunyangwe zvichizivikanwa kuti chikwereti chako chinogona kunge chiri kubhangi kana kunyangwe nechitoro chedhipatimendi. Masangano ese ane kodzero chaiyo, inova yekuve nemamwe mahofisi ekuunganidza ayo ane basa rekufambisa zvikwereti zvakanyanya kuoma kuunganidza.
Muenzaniso ungave kana mumwe munhu ane chikwereti chakati chekadhi rechikwereti, bhangi richava rekutanga kufarira kudzoreredza capital uye panguva imwe chete iyo ichave yekutanga kuda kuidzosera. Imwe sarudzo inogona kunge iri yekutengesa chikwereti kune imwe nzvimbo iri muokisheni yeruzhinji.
Zvinogona kutaurwa kuti kubva pazuva rechi91 reKusabhadhara, sangano rezvemari rine sarudzo yekukwanisa kutengesa chikwereti cheanotadza, ndosaka kana mumiriri wekutora ataura newe, unofanirwa kuve nechokwadi chekuti unoziva zita. yekambani yauchange uine chikwereti nayo nhasi nekuti pane mukana wekuti mumwe munhu akatora chikwereti chako otanga kuve wako mutsva wechikwereti.
Chinhu chakanakisa chaungaita kubvunza nezve chero mibvunzo ingamuka kuitira kuti udzivise kusagadzikana uye maitiro nzira yekutaurirana chikwereti inobuda zvakanaka uye iri danho rinokurumidza.
Yechipiri Kurudziro yekuziva nzira yekutaurirana neChikwereti
Iwe unofanirwa kutora nguva inodiwa yekuongorora yako inoenderana sarudzo; Sezvo nhaurirano ichienderera mberi, mikana yakasiyana ichaonekwa iyo, kazhinji, ichava nesarudzo yekubhadhara mari shoma asi munguva yakareba zvikuru kana zvakasiyana.
Kune rimwe divi, hazvikurudzirwe kuwana yekutanga sarudzo yekubuda mukuita nekukurumidza nekuti panogona kunge paine sarudzo iri nani inokodzera nyaya yako zvirinani.
Yechitatu Kurudziro yekuziva nzira yekutaurirana neChikwereti
Imwe kurudziro yakakosha zvakaenzana ichave yekutsvaga mhinduro dzakasiyana; Ese sarudzo dzinoratidzwa kwauri dzichava nehuwandu hwezvinhu zvakakunakira uye rimwe boka rezvinhu zvinopesana newe. Ukuwo, sarudzo chete yausingafanire kufunga nezvayo chero nguva ndeyekuchengetedza chikwereti chako, sezvo kuita izvi kuchizokonzera matambudziko mune ramangwana.
Zvimwe zvinongedzo
Zvakakosha kuziva kuti kune dzimwe nzira dzakasiyana dzekunze, dzakadai semasangano anozivikanwa se "Debt Repairers" ari murevereri akanaka nemukweretesi wako. Saizvozvowo, makadhi echikwereti akawanda anoshanda kuendesa zvikwereti, sezvo achiwanzopa mibairo yakatemwa uye ari pasi pane mamwe.
Zvese Zvikwereti zvechizvarwa cheMillennial zviri kuwedzera kutenda kudiki Dzidzo Yemari
- Kukwanisa kugadzira Chibvumirano. Iwe unofanirwa kufunga kuti iyi nzira inofanirwa kuramba iri yechokwadi mukutarisana nemamiriro ezvinhu; Haisi pfungwa yakanaka kuvimbisa kuita chimwe chinhu chisina kunyatsochengeteka kuita, kwete munguva refu kana muhuwandu hwemari. Kuteerera kwakakwana kune zvibvumirano zvose zvichaitwa zvinogona kufambisa hurongwa hwose kuitira Matauriro Ekuita Chikwereti.
- Zivisa nezvechokwadi uye chazvino mamiriro aunozviwana uri mauri. Muhofisi yekuunganidza, matambudziko aunosangana nawo ekubhadhara nemazvo anotozivikanwa, zvisinei, kutaura zvakatendeseka nezve chimwe nechimwe chezvikwereti zvako uye nemamiriro ebasa aunozviwana uri mauri pasina mubvunzo achabatsira zvikuru kupa sarudzo dziri nani dzekugadzirisa zvikwereti zvishoma nezvishoma. zvishoma. Nekutendeseka iwe unenge uchizviponesa iwe matambudziko mazhinji emangwana.
- Shandai mawoko neOpen Communication. Muunganidzi, sewe, anotarisira kuwana mhinduro nekukurumidza sezvinobvira. Kana maitiro ese akaitwa munzvimbo ine hushamwari uye ine ruremekedzo apo mapato ese ari maviri anogara achikurudzira sarudzo dzakanaka nenzira yakadzikama, vanozosvika pachibvumirano nekukurumidza sezvinobvira pasi pezvakanakisa mazwi.
- Ramba Wakabatikana. Ziva chikwereti chako usati wabatwa nemhosva kuti uite hurongwa hwese nekukurumidza kuti ubvise zvachose zvichienderana nezvibvumirano zvaitwa. Muzhinji, kugadzirisa kwakasiyana kunogona kuitwa mune zvimwe zviitiko zvinobuda kunze, zvisinei, hazvikurudzirwe.
Ndeipi nguva yakakwana yekutanga maitiro ekuziva nzira yeKutaurirana neChikwereti?
Bhangi kana iyo Financial Entity yauri kunzwisisa nayo ichange ichitarisira kukutsvaga iwe panguva iyo mamiriro ekuti chikwereti chako mauri anowedzera kuoma. Ramba uchifunga kuti panguva iyoyo pachava nechekare mari yekuwedzera yezvido zvose, izvo zvinoita kuti nzira yacho iwedzere kuoma kuwana chibvumirano.
Panguva iyo iyo yekutanga kusagadzikana kubhadhara chikwereti ichionekwa, zviri nani kuti uende nekukurumidza nemukweretesi wako kuti uite maitiro sei Kurukurai Chikwereti Zvakanaka, sarudzo dzakasiyana dzinozivikanwa izvo zvinokubatsira iwe kudzivirira kusvika kune mamwe mamiriro akanyanya kuoma.
Imwe yemhinduro dzakanakisa ichagara iri yekudzivirira kushandisa yakawanda kupfuura yaungabhadhara; Panguva yawakagadzirisa chikwereti nesangano, inguva yakanaka kwazvo yekuita sangano riri nani mumari yako. Kune rimwe divi, kutaurirana kwakanaka uye kuita zvinoenderana nazvo zvachose idanho rakakura kana uchida kushandura nzira yaunodya.
Kana waifarira chinyorwa ichi, usakanganwa kuverenga ichi chimwe chinonakidza zvakaenzana kuti uzive Maitiro ekugadzirisa kambani nemazvo? mumatanho ari nyore.