Al ukuthenga indlu ngaphandle konyawo Kubalulekile ukucabangela amaphuzu ahlukene akuvumela ukuthi ukuthole ngokugcwele, ngenxa yalesi sizathu kulolu lwazi izinketho ezingcono kakhulu ezihlinzeka ngosizo lokuba nekhaya zizogqanyiswa.
Ukuthola indawo ngaphandle kokukhokha kwephesenti elengeziwe
Thenga indlu ngaphandle konyawo
Uma umuntu enza isicelo sempahla yendlu noma yezezimali, kubalulekile ukuthi acabangele unyawo olulethwa ekuqaleni yisakhiwo. Okusho ukuthi inani lephesenti umuntu okufanele alikhokhe ekuqaleni ukuze ukudayiswa kwendawo kuphephe. Lesi yisibalo esenziwe ngevelu elethulwa yindlu ekuqaleni.
Namuhla, izinhlangano zamabhange zinikeza abantu inzuzo yekhredithi yezindlu eziboshiwe, kodwa kubalulekile ukukhumbula ukuthi lokhu kuhlanganisa okungenani u-80% wesamba senani lonke, ngakho-ke, enye kufanele ikhokhwe yizimali zomuntu siqu. Ngalokhu, kubalulekile ukucabangela ukuthi yiziphi izinhlangano zamabhange ezinikeza lolu hlobo lwezinzuzo kubantu, kanye nokuthi yimaphi amanani eziwanikezayo.
Kodwa kulokhu kubalulekile ukucabangela ukuthola imali yokubolekwa kwempahla enonyawo, uma ungenayo lokhu kufanele futhi ucabange ukuthi kunezinye izinhlobo zezinketho ezihlinzeka ngosizo kubantu abangase babe nethuba lokufinyelela ku- indlu ngendlela efanele.
Ezikhathini eziningi abantu basebenzisa impahla yabo ukukhokha izikweletu, sincoma ukuthi ufunde ngakho Ukuhlala
Thenga ngokuluhlaza
Phakathi kwezinketho zokuqala ze thenga indlu ngaphandle konyawo Amandla okuthola ikhaya eliluhlaza ayavezwa, okusho ukuthi indlu itholakala lapho isakhiwa, okwenza kube lula ukukhokha unyawo inyanga ngayinye, ngendlela yokuthi azinakwa. uhlobo oluthile lwenzalo, khona-ke inkokhelo ingaqedelwa ngaphambi kokuba ikhaya lilethwe.
Iphinde ivumele izindleko zendlu ukuthi zehle, ngoba azihlobene nokukhuphuka okunikezwa yi-UF, ngakho-ke uma lolu hlobo lwenqubo seluphelile, lolu hlobo lwenkinga yokuhlukahluka kwentengo ngeke luvele, okuyinzuzo enkulu kubantu. .
Ibhonasi Yonyawo
Kuwusizo olwethulwa izinhlangano ezithile zezindlu ezithengiswayo, ezinikeza umuntu inkokhelo yokuqala ngokuphathelene nokuthengwa kwendlu. Lokhu kusekelwe enqubweni lapho inkampane ilawula inani lephesenti elilethwa unyawo, elivumela inqubo yokuthenga ukuthi iqale, khona-ke umuntu kufanele abeke inani elisele, ngokuvamile kulezi zimo ukwenyuka kwethulwa kulelo nani elisele. futhi iyaphakama, inikezwe yinhlangano.
Ngaphezu kwalokho, elinye iphuzu eliyisici elingathulwa ngalo mayelana nalolu hlobo lwephromoshini ukuthi bavumela usizo olwengeziwe ukuthi luhlinzekwe njengokukhansela uhlobo oluthile lwenkokhelo olungavezi noma yiluphi uhlobo lwenzuzo, le nzuzo ivamise ukunikezwa ekuqaleni inqubo futhi ingahlala isikhathi esingangonyaka. .
izikweletu zabathengi
Izinzuzo ezinikezwa izinhlangano zamabhange, ezingacelwa ngokuqondile abantu abafuna ukuthola okuthile abakudingayo ekhaya labo, noma kwezinye izinhlobo zokukhokha. Ngokuvamile, abantu benza ukukhetha kwamakhredithi ukuze bakwazi ukuhlinzeka ngezimali ezinyaweni, noma kunjalo, lokhu kungaba inqubo eyinkimbinkimbi, yingakho ngokuvamile labo abanemali engenayo ephezulu yibo abathatha le nketho.
Nikeza ikhaya lakho ngokwengxenye yenkokhelo
Elinye iphuzu okufanele licatshangelwe ukuthi izinhlangano azivezi izikweletu kubantu asebekhulile, ngoba umsebenzi wabo womsebenzi awethulwanga ngendlela efanayo, isikhathi sabo sokusebenza sizoba sincane, ngakho-ke kulokhu, ukuthola isikweletu, indlu inganikezwa njengempahla yokukhokha unyawo lenye indlu.
Ukufeza le nqubo, kubalulekile ukucabangela izidingo ezithile, kuhlanganise nokuthi ikhaya linenani eliphansi kunesakhiwo esisha, okungenani u-50%.
Izincomo zokukhokha ngezinyawo
Ithuba lokuthenga indlu ngaphandle konyawo alivezwa ngaso sonke isikhathi, ngakho-ke, uma inkokhelo kufanele yenziwe, kubalulekile ukucabangela amaphuzu athile ukuze kube yinqubo efanele futhi akunikezi imiphumela emibi.
Okokuqala, kunconywa ukuthi ungafinyeleli esimweni sokuba nezikweletu ngokweqile, lapho umuntu efuna ukuthola indawo futhi enze inkokhelo ngezinyawo, akufanele acele noma yiluphi uhlobo lwesikweletu ezinkampanini ezihlukahlukene, ngoba angeke abe sesimweni. lokho kuzivumela ukuthi zihambisane nawo wonke amaphuzu ahlobene.
Ngaphezu kwalokho, kufanele futhi wonge ngempumelelo, kufanele uhlaziye yonke into edingekayo, uthole izinhloso zakho, futhi wenze ukusungulwa kwepulani elikuvumela ukuthi ukhokhe izindleko ngokugcwele, okuhlanganisa nokukhokhwa kwezinyawo. Ngokwenza inqubo yokonga ngendlela efanele, khona-ke ngeke kudingeke ukuba ucele imali ebolekiwe engadala isikweletu esikhulu.
Lapho uthola ikhaya kubalulekile ukunaka ukuthi kuzokhiqiza inani eliphezulu lezindleko, sincoma ukuthi ufunde ngakho indlela yokulondoloza ekhaya