Izinkampani zidinga ukusebenzisa a ukungena kwemali ukuze babe nokulawula yonke imali engenayo nezindleko abazethulayo. Kulokhu, kubalulekile ukucabangela amaphuzu avelele ukuze kwenziwe ngendlela efanele, okuzochazwa kabanzi kulolu lwazi.
Kuyini ukuhamba kwemali?
Iwuhlobo lombhalo oveza ngokuningiliziwe izindleko kanye nemali engenayo eyethulwa yinkampani esikhathini esithile. Ukugeleza okunikezwa kulolu lwazi kungase kube ngenxa yokufezeka kokuthengisa, kanye nemisebenzi ehlobene nezinqubo zokuqasha, izikweletu, izinzuzo, izinkokhelo ezihlobene nezinsizakalo, ukuncishiswa kwezindleko, inzalo nokunye, okungaziwa umehluko.
Imali engenayo nezindleko zibonisa umehluko onikezwa yi-net flow, okuvumela ukukhombisa inqubo yokukhokha evezwa yinkampani. Esimeni lapho ukugeleza kwenetha kuphozithivu, lokhu kubonisa ukuthi imali engenayo ngayinye etholwe ngesikhathi yayinkulu kunezindleko, futhi uma kungenjalo, lapho ingekho, kuzobonisa ukuthi izindleko zinkulu.
Izici
Njengephuzu elibalulekile okufanele licatshangelwe, izici ezinikezwa yi- ukuhamba kwemali, okulandelayo okuyikhona okugqame kakhulu:
- Banikeza ngokuningiliziwe umsebenzi ngamunye webhizinisi, babika kokubili imali engenayo nezindleko
- Yile migomo engenhla kuphela esetshenziswayo ngoba isekelwe ekugcwalisekeni kokuthengiswayo kanye nezinkokhelo ezenziwe, ayisekelwe kububanzi obujwayelekile besitatimende semali engenayo.
- Bavumela ulwazi olusheshayo lolwazi mayelana nokuqedwa kwenkampani
- Ukwazi ulwazi kuzoba lula kakhulu ukwenza isenzo, ukwenza isinqumo nokunye
Kuyadingeka ukuba nolwazi lwesici ngasinye esivezwa yimali egelezayo, evumela ukucacisa imibuzo efana nale elandelayo:
- Yiliphi inani okufanele lithengwe?
- Ingabe kuyodingeka ukuthola noma yisiphi isikweletu?
- Ingabe inkokhelo kufanele yenziwe ngokheshi noma kuyadingeka ukunikeza isikweletu?
- Ingabe izikweletu zingakhanselwa ngaphambi kwesikhathi esimisiwe?
- Ingabe uhlobo oluthile lokutshalwa kwezimali lungenziwa ngemali etholiwe?
Phakathi kwayo yonke idatha yokunyakaza enkampanini, ukugeleza kwenetha kuyadingeka, uma unentshisekelo kulesi sihloko, sincoma ukuthi uqhubeke. indlela yokubala inani lenkampani
Ukugcizelela
Inqubo yokulungiselela ukugeleza kwemali idinga ulwazi oluphelele mayelana nenkampani mayelana nezindleko zayo kanye nemali engenayo, etholakala ezincwadini ze-accounting ngendlela ehlelekile ngokuphelele ukugwema amaphutha, ukusebenzisa amafomu akhethekile. jikelele. Lawa maphuzu olwazi aboniswa nyanga zonke.
Ngokusekelwe olwazini olutholiwe, kuzokwazi ukuveza kahle ukugeleza kwemali ukuze inkampani izinze.Kubaluleke kakhulu ukwenza amalungiselelo ayo ngendlela efanele, kucatshangelwa amaphuzu alandelayo:
- Ivumela ukuzinza kutholakale esisekelweni salo, ukuze zonke izidingo ezenziwa amakhredithi zikwazi ukugcinwa, kuyadingeka ukuthi zibonakale kuyo yonke imininingwane mayelana nebhizinisi okumele liqhutshwe.
- Endabeni yokuqoqwa okuhle kwebhalansi ngezikhathi ezithile zesikhathi, kungenzeka ukutshala izimali usebenzisa zona, okuzovumela abantu ukuthi bakhiqize kwezinye izinhlobo zemithombo yemali engenayo.
- Imiphumela etholakele izodingeka ukuze ubhalise njengezintshisekelo eziqokonyiswa yinkampani, ezizocaciswa phakathi kwemali engenayo ehlelwe ngokulandelana kwayo.
Ishadi lokugeleza
Ngokuphathelene nokucaciswa kokungena nokuphuma kwemali, kudinga ukugcwaliseka kweshadi eligelezayo isikhathi ngasinye lapho kwenziwa uhlobo lwephrojekthi maqondana nokutshalwa kwezimali okwenziwa izinkampani. Lapho kugqanyiswa khona ulwazi olumayelana nezinzuzo zezinkampani zamabhange, izindleko zezinhlobo ezahlukene zamasevisi nezinye, ukuze kubalwe kokubili i-IRR kanye ne-NPV.
Idatha ngayinye ebhekisela kukho kokubili imali engenayo nezindleko kufanele ithathwe, ngaphandle kwanoma yiluphi uhlobo lwephutha, njengoba kuzo zonke izindleko ezigxilile kanye nalezo ezikhona zizonqunywa. Kulokhu, iminikelo ngayinye ebidingeka ngesikhathi sokukhiqiza edingwa yibhizinisi, ukuze kuzuzwe uzinzo, kufanele icatshangelwe.
Ukubaluleka
El ukungena kwemali Kungelinye lamathuluzi angcono kakhulu okukwazi ukwenza iphrojekthi ehlobene nezinqubo zokutshala imali, njengoba ngokusekelwe kulwazi oluvezwayo, kuzokwazi ukuthola ukugeleza kwenetha noma ibhalansi edingekayo ukuze kwaziwe ukuthi yiziphi izenzo ezenziwayo. kumele kwenziwe ekusetshenzisweni kwezindlela noma amasu asebenzayo.
Ukwengeza, ngokulungiselela kahle ukugeleza kwemali, kuzophinde kuvumele ukulindela ukulahlekelwa okungase kuboniswe esikhathini esizayo futhi izinqumo eziphumelelayo kuzodingeka zivumele isixazululo saleli cala. Ngenxa yalesi sizathu, izinkampani zihlala zisebenzisa ukuhamba kwemali, njengoba kunokuhlukahluka okuningi okungenzeka ezimalini zazo futhi zidinga ukuba nolwazi lwakamuva ngesenzo ngasinye ezisidingayo ukuze zizinze.
Ngolwazi kuzokwazi ukugcina ibhizinisi, ukuhlela isenzo ngasinye ngendlela yezimali, kucatshangelwa ukubaluleka kokuthi imininingwane eningiliziwe ekugelezeni kwemali ayinalo noma yiluphi uhlobo lwephutha, ngoba ithonya ngokuqondile. ukuthuthukiswa kwenkampani.
Ulwazi lwakho konke ukunyakaza okwenziwe ngesikhathi lubaluleke kakhulu, sincoma ukuthi ulandele amortization