Ligunyaza kanjani isheke, yinkinga abaningi abangeke banikeze ukubaluleka okufanele ngayo, noma kunjalo, kuyinto okufanele yenziwe ngendlela efanele, ngaphandle kwamaphutha noma ukusula, ngaphandle kwalokho idokhumenti ye-accounting ngeke isetshenziswe. Funda ngezinyathelo ezidingekayo kulesi sihloko.
Ungakwenza kanjani vumela isheke?
Ukuze ufunde ukuthi ungagunyaza kanjani isheke ngendlela efanele, okokuqala sizokutshela ukuthi leli gama lokuvumela lisho ukuthini, lisho ukubeka isiginesha nedatha ngemuva kwedokhumenti ye-accounting, futhi ngalokhu kudlulisa isheke, inothi lesithembiso, ngokuvuna omunye umnikazi, incwadi yokuhwebelana nanoma yisiphi esinye isibambiso.
Inqubo yokuthi ungagunyaza kanjani isheke ngendlela efanele ilula kakhulu, ayidingi imizamo emikhulu, vele uqaphele kakhulu ukubeka idatha efanele ngaphandle kokuwela noma ukuchibiyela, ngaphandle kwalokho ikhubaza idokhumenti.
Kubalulekile ukuthi abasebenzisi bazi idatha ecelwe izikhungo zamabhange, lapho izinhlobo eziningi zemisebenzi zingenziwa khona, njengalezi: ukushintshana kwemali, ukuhoxiswa kwemali, izinkokhelo zesevisi, ukuqoqwa kwamasheke, nokunye okuningi.
Ukuba ngenye yezinto ezivame kakhulu ukuya kulezi zikhungo ngesheke lokulishintsha, noma ukulifaka ku-akhawunti elivuna wena, noma uvune omunye ohlomulayo. Lokhu wukuphatha okuphephile futhi okusebenzayo, uma kuwukuthi abantu abafuni ukuphatha imali emaphaketheni abo futhi bagweme noma yikuphi ukuphazamiseka.
Phakathi kwemisebenzi evame kakhulu ukugunyaza isheke elingenzeka ngenxa yezizathu ezimbili: ukuthi lifakwe imali ngumuntu ohlomulayo ngaphandle kwalelo elivela kudokhumenti yokubalwa kwezimali, noma lifake ku-akhawunti livune umsebenzisi ngaphandle kwalowo ivela eshekeni.
Sikumema ukuba wazi kulesi sihloko Ungayifaka kanjani imali ku-paypal
Izinyathelo zokuthi ungagunyaza kanjani isheke
Isinyathelo sokuqala sokugunyaza isheke, ngokomgomo wokuthi omunye umuntu akhiphe isheke futhi ibhange lilethe ukheshi, esokuba ohlomulayo anikeze amalungelo kudokhumenti.
Khona-ke, ohlomulayo kufanele athathe idokhumenti bese ebhala ngemuva noma emuva, ibinzana elicacile nelifundekayo ngaphandle kokusula elithi: "Khokha umyalo we-...", noma ukwehluleka lokho, "Nginikeza amalungelo. .. :” Ngokunjalo, kufanele ufake igama lomuntu ozokhipha imali yesheke; uma umhlomuli wokuqala ofake le mininingwane, kufanele afake isiginesha yakhe kudokhumenti.
Kubalulekile futhi ukuthi idokhumenti iqukethe ikheli lomuntu isheke eligunyazwe kuye, okuzovela phakathi kwayo ikhodi yakho ye-INE, lokhu kwenzeka uma ubheka ukukhokha isheke ngaphandle kokuhlonza, into okungafanele yenzeke.
Izikhungo ezithile zamabhange, ngaphakathi kwezinqubomgomo nemithetho yazo, zicela ikhophi kamazisi ukuze zenze ukukhokhwa kwedokhumenti kuphumelele, ngakho-ke kubalulekile ukucela ulwazi esikhungweni sebhange esihambelanayo ngaphambi kokuya ebhange.
Isheke eligunyaziwe ukuthi lifakwe ku-akhawunti yasebhange yomunye okhokhelwayo
Inqubo yokugunyaza isheke ifana necala elikhonjiswe endimeni yangaphambilini, umehluko wokuthi umuntu othola imvume ngeke athole imali ngokheshi, kodwa kunalokho izofakwa kuphela ku-akhawunti yakhe yasebhange, ngakho-ke kuyadingeka ukunikeza inombolo ye-akhawunti yasebhange, okumele ibekwe ngemuva kwedokhumenti.
Ohlomulayo kufanele abhale ngemuva kwesheke igama elifundekayo lomunye umuntu, oba ngumhlomuli omusha, futhi anamathisele isiginesha yakhe. Ungakwazi ukwengeza enye idatha eyengeziwe yomzuzi omusha njenge-ID yakho; Kubalulekile ukwenza kwaziwe ukuthi amabhizinisi asemthethweni nawo akhululekile ukuvumela amasheke, njengemfuneko kufanele afake lokhu okulandelayo: "nge-proxy" noma "pp" ebhala igama lenkampani.
Ezikhathini eziningi, futhi kuye nge-akhawunti yasebhange lapho ozuzayo efaka khona isheke, lingase lenziwe lisebenze ngokushesha, kodwa njengoba lihilela amadiphozithi avela kuma-akhawunti ezikhungo zamabhange ezihlukene, idiphozi yenziwa isebenze ngemva kwamahora angu-24.
Izikhungo eziningi zamabhange zikhokhisa iphesenti njengekhomishini yalolu hlobo lokuthengiselana kwezezimali, ikakhulukazi uma isheke lifakwa lisuka kwesinye isikhungo liya kwesinye. Kulezi zimo, umsebenzisi uzoqinisekisa uma evuma ukukhokha, noma uma ehluleka lokho, angakhipha isheke.
Kunezimo ezithile lapho ukugunyaza kwenziwa kuphela ngesiginesha yomzuzi evela ekuqaleni kudokhumenti yokubalwa kwezimali. Kulokhu, kunconywa ukuthi ohlomulayo akwenze ngokuphepha uma eseyoyilanda, uma kwenzeka ukuthi ulahlekelwe idatha yokugunyaza, noma ngubani angayilanda.