Izisekelo zeminikelo, lo mqondo uqukethwe emthethweni, futhi uyiphesenti elitholwa enkokhelweni yanyanga zonke yesisebenzi, ebese ibalwa ukuthi izolethwa lapho isikhishiwe emisebenzini yaso, noma uma kwenzeka uthatha umhlalaphansi.
Siyini isisekelo somnikelo?
La isisekelo sokucaphuna isho iholo lanyanga zonke lomhlaba wonke noma elihlanganisiwe, elinikezwa abasebenzi lapho behoxiswa emalini eholelwayo, iyisamba esiyisamba, kodwa hhayi leyo abayitholayo ngeholo labo.
Lo mqondo uhlanganisa nesikhathi esengeziwe, ezinye izinkokhelo ezengeziwe ezihlukanisiwe, kanye namaholide abuyiselwe, kodwa akuthathwanga, uma zikhona.
Khona-ke, kulesi sisekelo nakulezo zimo zabasebenzi abenza imisebenzi ye-akhawunti yomunye umuntu ku-General Scheme, kukhona iphesenti elimisiwe okufanele lifake isandla ku-Social Security; Kufanele ilethwe yisisebenzi kanye nenkampani egameni lomuntu.
Ingxenye yesisebenzi idonswa ngokuzenzakalelayo enkokhelweni yakho yeholo, futhi le mali ikhokhwa njengeminikelo Yezokuphepha Komphakathi ngumqashi.
Sincoma ukuthi uvakashele isihloko sethu Ukubanjwa kweholo.
Inani eliqondile elihambisana nomsebenzi ngamunye lihlotshaniswa nemisebenzi esiyenzayo, kanye nezinye izici ezifana namahora asetshenziwe, izinga labo lemfundo namakhono abo ochwepheshe.
Imiqondo engabalwa kusisekelo somnikelo
Kubalulekile ukuba kucace ukuthi isisekelo somnikelo siqukethe izici ezintathu ezikhonjiswe endimeni yangaphambilini, njengalezi: iholo lanyanga zonke, isikhathi esengeziwe nezinkokhelo ezengeziwe noma okungeziwe okulinganiselwe, uma zikhona, kanye nembuyiselo yamaholide kodwa ingajatshulelwa.
Nokho, kukhona eminye imiqondo yemali engenayo noma izinzuzo isisebenzi esingazithola ngezikhathi ezithile; kodwa, azicatshangelwa ngesikhathi kubalwa isisekelo somnikelo, njengokuthi:
- Imiqondo yezinkokhelo zokudla, nezindleko zokuhamba ezilethiwe.
- Imiqondo yokuqeqeshwa okwengeziwe inkampani ekunikeza abasebenzi.
Umsebenzi wezisekelo zomnikelo
La isisekelo sokucaphuna, kuwucezu olubalulekile lolwazi ngesikhathi kubalwa ukuze kwaziwe ukuthi yiliphi inani elihambisana nawe lezinzuzo Zokuvikeleka Komphakathi, umhlalaphansi ungashiwo njengesibonelo.
Kumelwe ukhumbule ukuthi iminikelo inenjongo yayo, isikhwama (imali) enqwabelana Ku-Social Security, ngenjongo yokuxhasa izinkokhelo zezinzuzo ezihambisana nawe ngokomthetho esikhathini esizayo, kanye nokusekelwa ngezizathu isifo.
Sikukhumbuza ukuthi umnikelo yingxenye yemali ebanjwa enkokhelweni yakho yeholo, futhi ifakwa noma iqoqwe kuzikhwama Zokuvikeleka Komphakathi.
Cela umbiko wesisekelo somnikelo
Uma usukwazi ukubaluleka kokwazi kwakho isisekelo sokucaphuna, siyakutshela ukuthi uwucela kanjani umbiko wesisekelo somnikelo Wokuvikeleka Komphakathi.
Ukuphatha ongakwenza kalula ku-inthanethi, ngokungena eNdlunkulu Ye-elekthronikhi yoMgcinimafa Jikelele Wezokuphepha Komphakathi, ungazicubungula ukuze zithunyelwe kuwe ziphrintiwe ekhelini lakho lasekhaya, noma nge-elekthronikhi kukhompuyutha yakho yomuntu siqu.
Izinyathelo zokucela isisekelo somnikelo wakho
Okokuqala, kufanele ufake iwebhusayithi esemthethweni, i-Electronic Headquarters, Quote Base Report Request, ngokuchofoza ku-, isikrini siboniswa ngokushesha sibonisa ifomethi equkethe amabhokisi ahlukene, kufanele uwagcwalise ukuze uzibonakalise.
Idatha yokuqala okufanele ifakwe ngeyomuntu siqu, njengalokhu: amagama, izibongo, i-DNI kanye nenombolo ye-SS; lokhu kwakhiwa ngamadijithi ayi-12.
Okukhethwa kukho kwe-imeyili yakho, kufanele ucindezele kabili ukuze uyiqinisekise. Bese ufaka imininingwane yekheli lakho lasekhaya. Okubalulekile, kufanele ubhalise izinsuku (ukusuka kuye) ofuna ukwazi ngesisekelo somnikelo wakho, bese ucindezela inkinobho ethi “Qhubeka”.
Esinyathelweni esilandelayo, uzobona isikrini esibonisa isiqinisekiso sokuthi isicelo sakho sicutshungulwe ngendlela efanele, ngolwazi olufakile, sikubonisa ngokushesha inombolo yesithenjwa, okufanele uyigcinele izinyathelo ezizayo.
Iphinde ikubonise phezulu esikrinini, lapho ikutshela khona ukuthi izisekelo zomnikelo wakho zizothunyelwa kuwe ngeposi; kodwa-ke, ayicacisi ukuthi uzothola i-imeyili evikela inqubo yakho.
Esimeni lapho uqedele ngempumelelo ukubhaliswa kwawo wonke amabhokisi, i-imeyili izobonisa ukuthi "Isicelo Sombiko Wezisekelo Zomnikelo sicutshungulwe ngendlela efanele".
Uma sekudlule isikhathi esingamahora angama-24, ungangena ku-inthanethi ukuze uhlole isimo sesicelo sakho, kufanele ube nenombolo yenqubo abakunike yona ngaphambilini.
Qaphela umbiko wokucaphuna esikrinini
Ngalesi sinyathelo kufanele uye kuwebhusayithi esemthethweni ethi https://sede.seg-social.gob.es/, lapho ungaya khona ekhasini Lombiko Wesisekelo Sokuvikeleka Kokuvikeleka Kwe-Electronic Headquarters Contribution Base.
Kuleli khasi, ungabona ezansi ukuthi izindlela ezinhlanu ezihlukene zokuzikhomba ku-inthanethi ziyatholakala kuwe, zivikela izici ezibalulekile zokuphepha, njengesitifiketi sedijithali; igama lomsebenzisi nephasiwedi, ngaphandle kwesitifiketi nange-SMS.
Kufanele ukhethe ngokuchofoza inketho ekufanele kakhulu, futhi ingakwazi ukukufinyelela ngesikhathi sokucubungula isicelo sezisekelo zomnikelo wakho.
Sikubonisa isibonelo, uma kwenzeka ubhalisiwe ohlelweni, esikrinini esilandelayo sizokucela ukuthi ukhethe indlela efanayo yokungena.
Esinyathelweni esilandelayo, ikucela ukuthi ufake i-DNI yakho, uma usuyiqedile, kuvezwa imenyu encane, ekhombisa ezinye izindlela ezintathu zokunikeza i-PIN yesikhashana, ayibonisi ngempela njengephasiwedi.
Kule nqubo kufanele ufake usuku lokuphelelwa yisikhathi kwe-ID yakho, futhi uma usuyitholile i-PIN, kufanele uyibeke ebhokisini elifanele, bese uchofoza ku-"Finyelela".
Ulwazi luboniswa ngokushesha nezisekelo zokunikela nge-inthanethi, kufanele ukhethe unyaka wokuqeda bese uchofoza ku-"Sesha"; Uma bekunjalo kufanele ukwenze izikhathi eziningana ukubonisana neminyaka ehlukene, ungakwenza ngokuzethemba, ngeke kukubangele izinkinga.
Manje usunenketho yokubuka, ngenyanga ngayinye yonyaka ofisa ukukwazi, uhlobo Lombuso onikele ngalo, ingqikithi yenani lezinsuku ezibhalisiwe kuleyo nyanga, kanye nesisekelo somnikelo wakho ohambisanayo.
Unenketho yokuphrinta, okufanele ukwenze ngaphambilini ngokulanda idokhumenti ngefomethi ye-PDF, ongayigcina kungobo yomlando.
Zibalwa kanjani izisekelo zomnikelo zesisekelo sokulawula
Kubalulekile ukuthi umuntu azi ukuthi ukubalwa kwesisekelo somnikelo sidingeka kuphela uma ufuna ukwazi ukuthi siyini isisekelo sakho sokulawula, konke kuzoncika ezisekelweni zomnikelo.
Isisekelo sokulawula sibhekisela enanini ekugcineni elinqunywa ngesikhathi sokusetshenziswa kwephesenti elihambisanayo kuyo, okuletha umphumela wenani umuntu azolithola ngenyanga, ngenzuzo Yezokuphepha Komphakathi. Khumbula ukuthi umnikelo yinani isisebenzi esinikele ngalo ohlelweni.
Ukuze ufunde ukuthi ubalwa kanjani isisekelo somnikelo bese wazi isisekelo sakho esilawulayo, futhi uqashwe enkampanini, qiniseka ukuthi uhlola eyodwa yezinhlawulo zakho zokukhokha, ukuze uthole ukuthi ukuliphi iqembu noma ububanzi bomnikelo, sikukhombisa okulandelayo. :
- Abasebenzi abasezingeni eliphezulu abaqukethwe ku-athikili 1.3.c yoMthetho Wabasebenzi, njengalokhu: Onjiniyela kanye Nabathweswe Iziqu.
- Onjiniyela, ochwepheshe, nabasizi abaqeqeshiwe.
- izikhulu zokuphatha
- Abaphathi bokuphatha kanye neworkshop
- abangaphansi
- Izikhulu zokuqala nezesibili
- Abasizi abangafanelekile
- Abasizi bokuphatha
- ama-pawn
- Izikhulu zesithathu nochwepheshe
- Abasebenzi abangaphansi kweminyaka eyishumi nesishiyagalombili, kunoma yiluphi uhlobo lwesigaba sochwepheshe.
Izisekelo eziyisisekelo ngamaqembu eminikelo
Amaqembu ahlukaniswa ngezigaba zobungcweti, futhi esimweni salabo abasebenza usuku olugcwele, banesabelo sezisekelo ezisungulwe njengezincane ngenyanga kanye neminikelo yansuku zonke ebuyekezwayo kulo nyaka ka-2020, esetshenziswa kubasebenzi beGeneral. Uhlelo .
Iqembu lokufakwa ohlwini: 1
Isigaba sobungcweti: Abaphathi abakhulu abaqukethwe ku-athikili 1.3.c yoMthetho Wabasebenzi: Onjiniyela Nabathweswe Iziqu.
Isisekelo esincane sanyanga zonke: 1.547,00 euros.
Iqembu lokufakwa ohlwini: 2
Isigaba sochwepheshe: Onjiniyela bezobuchwepheshe, ochwepheshe nabasizi abaqeqeshiwe.
Isisekelo esincane sanyanga zonke: 1.282,80 euros.
Iqembu lokufakwa ohlwini: 3
Isigaba sochwepheshe: Abaphathi bokuphatha kanye neshabhu.
Isisekelo esincane sanyanga zonke: 1.116,00 euros.
Iqembu lokufakwa ohlwini: 4
Isigaba sochwepheshe: Abasizi abangaqeqeshiwe.
Isisekelo esincane sanyanga zonke: 1.108,33 euros.
Iqembu lokufakwa ohlwini: 5
Isigaba sochwepheshe: Izikhulu zokuphatha.
Isisekelo esincane sanyanga zonke: 1.108,33 euros.
Iqembu lokufakwa ohlwini: 6
Isigaba sochwepheshe: Abangaphansi.
Isisekelo esincane sanyanga zonke: 1.108,33 euros.
Iqembu lokufakwa ohlwini: 7
Isigaba sochwepheshe: Abasizi bokuphatha.
Isisekelo esincane sanyanga zonke: 1.108,33 euros.
Iqembu lokufakwa ohlwini: 8
Isigaba sochwepheshe: Izikhulu zokuqala nezesibili.
Isisekelo esiphansi sanyanga zonke: ama-euro angama-37,00 ngosuku.
Iqembu lokufakwa ohlwini: 9
Isigaba sochwepheshe: Izikhulu zesigaba sesithathu nochwepheshe.
Isisekelo esiphansi sanyanga zonke: ama-euro angama-37,00 ngosuku.
Iqembu lokufakwa ohlwini: 10
Isigaba sochwepheshe: Ama-Pawn.
Isisekelo esiphansi sanyanga zonke: ama-euro angama-37,00 ngosuku
Iqembu lokufakwa ohlwini: 11
Isigaba sobungcweti: Abasebenzi abangaphansi kweminyaka yobudala, ngaphandle kwesigaba sabo sochwepheshe.
Isisekelo esiphansi sanyanga zonke: ama-euro angama-37,00 ngosuku.
Izinhlobo ze-Quote
Uhlobo lomnikelo lusungulwa isisebenzi kanye nenkampani, ngale ndlela elandelayo:
- Izimo eziphuthumayo ezijwayelekile kanye nesikhathi esengeziwe: Abasebenzi 4,70%, inkampani 23,60%.
- Isikhathi esengeziwe ngenxa ye-force majeure: Isisebenzi 2,00%, inkampani 12,00%.
Izisekelo zomnikelo zama-freelancers
Labo abatholakala ngaphandle komongo we-General Regime yabasebenzi abanenkontileka, nangenxa yokuthi nabo banesibopho sokunikela, ukukhokhwa kwesabelo sokuzisebenza ku-Social Security.
Njengezingcweti ezizimele, futhi ezingakhokhisi ngaphansi kwendlela yokukhokha yenkampani, lo mqondo wokukhokha kufanele udonswe ngokuqondile ku-akhawunti yabo yasebhange, ukuze inqubo yenziwe nyanga zonke.
Imali ekhokhwa umuntu ozisebenzelayo nyanga zonke izoncika kusisekelo somnikelo esikhethiwe. Ngokuvamile, lesi sigaba sabasebenzi sikhetha inketho yesisekelo somnikelo esincane, ukuze isabelo sabo sibe esilinganiselwe ngangokunokwenzeka.
Njengesizinda, singasho ukuthi kusukela ngo-2019, isisekelo esincane sabantu abazimele siyisamba esingu-944,40, kuyilapho esiphezulu siku-oda lama-euro angu-4.079; U-30% walesi sisekelo kumele unikelwe ku-Social Security.
Esimweni lapho ungaphakathi kweqembu labantu abazisebenzayo, futhi ufuna ukuba nesibonelo sokuqinisekisa umhlalaphansi ophakeme maqondana nalowo ophonswe kusisekelo esincane, ukhululekile ukukhetha isisekelo esihambisanayo bese uqala ukukhokha ngaphezulu. imali yanyanga zonke. ephezulu.
Isici esibaluleke kakhulu, kufanele ucabangele ukuthi uzokwethulwa ngemikhawulo ethile maqondana nesisekelo esiphezulu, uma kwenzeka uneminyaka engama-47 noma ngaphezulu.
Yini oyidingayo ukuze ubale isisekelo somnikelo wakho?
Sishilo ezigabeni ezedlule ukuthi isisekelo somnikelo singabalwa ngokungeza imiqondo yeholo lanyanga zonke lomsebenzi, ingxenye yezinkokhelo ezengeziwe namanye amanani atholiwe. Ngaphandle kwamanani emali ngayinye, ezokuthutha nokuqeqeshwa.
Esimeni lapho useqenjini lezisebenzi ezinenkontileka, ungabona isisekelo somnikelo ezansi ku-payroll yakho, ehlelwe kanje:
- 1-Isisekelo sakho sezimo eziphuthumayo ezivamile
- 2-Okwezehlakalo zobungcweti
- 3-Ngesikhathi esengeziwe
Kanye nengqikithi yesisekelo somnikelo, inani oyitholayo ngesamba, ngaphambi kokubanjwa kwemali eyenziwe.
Ukubalwa kwe-BR ngokuya ngezisekelo zomnikelo
Kufanele uhlale ukhumbula ukuthi isisekelo sokulawula (BR), inani ekugcineni elibhekwa njengelokwazi ukuthi yimalini ozoyithola njengenzuzo Yokuvikeleka Komphakathi. Lokhu kubalwa ngokwesisekelo somnikelo wesisebenzi.
Umthetho ubeka ukuthi isisekelo somnikelo kufanele sinakwe ukuze kutholwe isisekelo sokulawula senzuzo efana nokuthatha umhlalaphansi.
Isisekelo sokulawula (BR) sokuthatha umhlalaphansi
Kulesi simo sokuthatha umhlalaphansi, izibalo zempesheni yakho yomhlalaphansi okwamanje zisukela ekwengezeni nyanga zonke, iholo leminyaka engu-22 yokugcina yeminikelo, noma nalokho okumelelwa yizinyanga ezingama-264 ngaphambi kosuku lokucela kwakho umhlalaphansi.
Isisekelo sokulawula, sitholwa ngokuhlukanisa ngo-308, umphumela wezibalo zazo zonke izisekelo zomnikelo ezihambisana nezinyanga ezingama-264, ngale fomula elula uzothola isisekelo sakho sokulawula.
Uma kwenzeka uqongelele iminyaka eyi-15 yeminikelo, uzojabulela ilungelo lama-50% aleso sisekelo sokulawula (BR) empeshenini yakho yomhlalaphansi. Nakuba, u-100% uhambisana nawe uma uneminyaka engama-35 ubudala futhi unikele ngezinyanga eziyisi-6.
Amathebula e-IPC ukuze abuyekeze izisekelo zengcaphuno
Izisekelo zomnikelo zenyanga ocela ngayo impesheni, kanye nenyanga edlule, akufanele zisetshenziselwe ukubala isisekelo sokulawula (BR). Nakuba izisekelo zokulawula zangaphambilini ezingama-24 kufanele zisetshenziswe ekubalweni, kodwa kufanele kucatshangelwe ukuthi kusukela enyangeni yama-25 kuya phambili, kufanele zibuyekezwe nge-CPI (Inkomba Yamanani Abathengi), kusetshenziswa ukuhluka kule nkomba.
