Imakethe ye-Forex thola umsebenzi wayo obalulekile!

El imakethe yangaphambili Kuyinqubo yezezimali eyenziwa kuwo wonke amazwe omhlaba ukuze kutholwe umehluko phakathi kohlobo lwemali lwangaphandle kanye noshintsho lwemali yangaphakathi. Funda kabanzi ngalesi sihloko ngokufunda isihloko esilandelayo.

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Imakethe ye Forex

El imakethe yangaphambili, kuwuhlelo lwamazwe ngamazwe oluvumela ukuhweba izinhlobo ezahlukene zezimali emhlabeni jikelele. Ibizwa nangokuthi forex currency market ngesiNgisi Foreign Exchange. Iqukethe imakethe yemali lapho cishe wonke amazwe omhlaba ebamba iqhaza.

Imakethe yokuhwebelana kwamanye amazwe ihlose ukusheshisa ukugeleza kwezimali okwenzeka emhlabeni wonke, ithathwa njengemakethe yezimali enkulu kunazo zonke emhlabeni. Kukholakala futhi ukuthi ihamba cishe ngaphezu kwezigidigidi ezi-5 zamadola aseMelika nsuku zonke.

Lesi sibalo simele umthamo omkhulu kunomnyakazo wazo zonke izimakethe zamasheya emhlabeni. Izinqubo kanye nokuthengiselana kukhulu kakhulu futhi awudingi ukuncika ezinkulungwaneni zemisebenzi yebhizinisi yamazwe ngamazwe eyenziwa nsuku zonke.

Singasho ukuthi imakethe yokuhwebelana kwamanye amazwe isebenza ngenxa yokuhluka kwentengo phakathi kwezinhlobo zemali ezimbili, lezi zishintshashintsha ngokuya ngevolumu ezihamba ngayo nsuku zonke. Lezi zibalo zisingathwa yi-Bank for International Settlements (BIS), ekhombisa usuku nosuku umnyakazo wemali owenziwa yizwe ngalinye.

Inhlangano ikhombisile ukuthi izibalo zikhuphuka minyaka yonke futhi ngonyaka ka-2016 nango-2020 kuphela (ngenxa yenkinga yobhubhane lomhlaba wonke) lapho amanani ehla futhi awazange akhombise izibalo ezifanayo neminyaka edlule. Ukwehla eminyakeni yamuva nje kucindezela imakethe yemali kodwa inqubo yokuhweba ngemali ephuma kokuphuma kuyo iye yagcinwa.

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Isebenza kanjani?

Kule ngxenye sizobona iyini imakethe ye forex isebenza kanjani. Uhlelo luqukethe izindlela ezimbili lapho luvumela khona ukuhlaziya ukusebenza kwemakethe yokushintshiselana ngemali yangaphandle. Ngamanye amazwi, kuyindlela lapho izimali ezimbili ziphathwa ngayo futhi, ngesikhathi esifanayo, ivumela ukwazisa lapho inani layo lokukhula noma ukwehla lizohamba, umqondo uwukusungula intengo yemakethe.

Le nqubo ibizwa ngokuthi ukuhlaziywa kwe-Forex futhi inikeza izikhungo nezifunda ukuthi ziqinisekise ukuhamba kwemali yazo, ukukhula, ukwehla kwenani kanye nezindlela ezihlukahlukene ezivumela ukucabangela ukwehla noma ukukhula okufanayo. ake sibone-ke Isebenza kanjani imakethe yemali.

Inqubo yokuhlaziya eyisisekelo

Isetshenziswa njengethuluzi labatshalizimali abafuna ukwazisa ukunyakaza kwemali yesikhathi eside. Kuyisisekelo sezinqubo zezomnotho omkhulu wesizwe, kunomthelela emisebenzini yasebhange, isamba somkhiqizo wasekhaya, ukwehla kwamandla emali kanye nokunye okuguquguqukayo kwezomnotho.

Ifuna ukwenza izibikezelo ukuze kubhekwe ukukhula kwezinkomba zomnotho. Ngakho-ke, isebenza njengosekelo ezinhlelweni zokuhlaziywa kwesabelomali kanye nezinqubo zokujova imali esikhwameni sezwe.

Inqubo yokuhlaziya yobuchwepheshe

Kuyindlela evula iminyango yokuqagela esikhathini esifushane nesimaphakathi. Isetshenziselwa ukuzama ukubikezela ukunyakaza kwansuku zonke nokunyakaza okulandelanayo. Ukuze amapheya amabili emali ahamba emakethe ahlobene. Ukuhlaziywa kuhlose ukusungula amanani abonisayo ashukumisayo ahlobene nezinhlobo zemali.

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Lokhu kunyakaza kuboniswa ngamagrafu lapho izitayela nezinkomba zobuchwepheshe zamukelwa khona, okuvumela izibikezelo ezihlobene nokunyakaza okuqondile okuxhunyaniswe nenani lohlobo lwemali ngalunye oluzonikezwa.

Izici

Esinye sezimo ezibaluleke kakhulu kulolu hlobo lwemakethe ukuthi alufakwa endaweni eyodwa, okungukuthi, aluthuthuki ngevelu yemali eyodwa ekuxoxisaneni. Zincike ezintweni ezahlukahlukene kanye nama-ejenti angenelelayo emakethe. okungenye yokuqala izici zemakethe yokuhwebelana kwamanye amazwe.

Imali ephathwa ngevolumu ephezulu kakhulu emhlabeni wonke eyaseNyakatho Melika lapho ukunyakaza kwebhizinisi emakethe ye-Forex kufinyelela ngaphezu kwama-80%, kulandelwa i-euro ngo-30%, imali yaseJapane i-Yen ngo-15% kanye noPondo waseBrithani. yase-United Kingdom enamanani amaphesenti angu-12%

Le makethe inokufinyelela amahora angu-24 ngosuku, ukuthengiselana kungenziwa noma nini, nokho kunqunyelwe ukumiswa kwemisebenzi yezezimali neyezohwebo ngezimpelasonto. Sikumema ukuba ufunde isihloko esilandelayo  Izinhlobo zemali ezikhona , ebonisa izindlela ezihlukahlukene imali eguquguquka ngayo.

Kodwa-ke, phakathi naleso sikhathi abanye opharetha bangabeka izimali ukuze zithengwe noma zithengiswe, lapho zizobonakala khona kamuva lapho imakethe iqala ukushintshashintsha ngosuku olulandelayo lwebhizinisi. Isihloko esilandelayo sikubonisa ukuthi kanjani Sula izimali ukuthuthukisa nokwazisa izinhlobo ezintsha zokuthuthukisa umnotho womuntu.

Ubudlelwano nemakethe yamasheya

Phakathi nesikhathi sokuhweba, isikhathi sosuku lapho imakethe ifinyelelwa khona siyacatshangelwa.Ngale ndlela, izoba nomthelela ekuthengeni imali lapho kwenziwa umsebenzi ngemali eyodwa noma ngaphezulu. Ngakolunye uhlangothi, isikhathi lapho izimakethe zamasheya ezinkulu zomhlaba zivuleka kulapho kuba khona uketshezi olukhulu nokunyakaza.

Kubalulekile ukwazi ukuthi imakethe ye-Forex ayixhunyanisiwe ngqo nezindawo zokuhweba ezahlukahlukene. Akuyona imakethe yamasheya lapho izithakazelo zezezimali zokutshalwa kwezimali zangaphakathi zihilelekile. Kodwa-ke, ukunyakaza kwezimakethe zamasheya kuyacatshangelwa ukukalwa kwezinto eziguquguqukayo.

Izimakethe ezibaluleke kakhulu

Izikhungo zebhizinisi ezibaluleke kakhulu zitholakala eNew York, eTokyo naseLondon, nakuba zingezona ezokuqala ukuvula imisebenzi yazo, zinamandla futhi lapho inani elikhulu lemali lihamba khona. Ngakolunye uhlangothi, izimakethe zase-Asia ngezokuqala eziqala imisebenzi yazo, kulandele izimakethe zaseYurophu bese kuba ezaseNyakatho Melika.

Uhlelo luqala ngeSonto ngehora lesi-4 ntambama, kubhekwa isikhathi sogu olusempumalanga ye-United States. Ivalwa ngoLwesihlanu ngo-4:00 ntambama kubhekwa isimo sesikhathi esifanayo. Lokhu kuhlose ukufinyelela unomphela ezimakethe futhi kutholwe izinzuzo ngezimali ezinkulu kanye namandla okuphendula ngokushesha.

Ukushintshashintsha okuhlukahlukene kwezilinganiso zokushintshisana ngokuvamile kubangelwa ukuhamba kwemali kwangempela. Ngale ndlela, okulindelekile kwezinguquko kwakhiwa kunqubo ngayinye kanye nokuguquguquka kwezomnotho okuhlobene nokukhula okufana ne-GDP, ukwehla kwamandla emali, amanani enzalo, ukushoda kwezohwebo noma izinsalela, phakathi kokunye.

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abezindaba zolwazi

Imibiko kanye nenqubo ngayinye kunendlela yokuyethula emhlabeni wonke, ukunyakaza okubaluleke kakhulu kuphela okuboniswayo nangezinsuku ezihleliwe. Lokhu kuvumela abatshalizimali ukuthi bafinyelele izindaba ngesikhathi esisodwa. Ngakolunye uhlangothi, izikhungo zezezimali zinenzuzo kule nqubo, njengoba zikwazi ukubona izincwadi zoku-oda zamakhasimende azo ngesikhathi sangempela.

ukuwela uhlamvu lwemali

Imakethe yokuhwebelana kwamanye amazwe ivumela izimali ukuthi zidayiswe ngendlela yeziphambano, ngamanye amazwi, isiphambano ngasinye sibonisa umkhiqizo ngamunye obhaliswe ngamavelu angu-XXX nawe-YYY, lapho i-YYY kuyikhodi yamazwe ngamazwe enezinhlamvu ezintathu ISO 4217 futhi ivumela ukuveza intengo. yeyunithi yenani lomhlaba.

Isibonelo, ubudlelwano be-Euro / Dollar buvezwa kanje: I-EUR / USD, lapho intengo ye-Euro (EUR) ivezwa ngemali yase-USD, iDola laseNyakatho Melika, bese sabela amanani esinawo ukuthi 1 EUR = 1,3272 USD usuku oluqondile. Lezi ziphambano zemali zinenani lezingxoxo ngamaphesenti ahlobene nezwe lendabuko elenza umehluko wohlobo lwemali, ake sibone izibonelo ezithile zalawa maphesenti:

I-GBP/USD - 9,6%

I-USD/JPY - 13,2%

I-EUR/USD – 24,0%

Lawa manani akhombisa ivolumu yokuhweba ekhonjiswe ngamaphesenti, njengoba siyibona itholakala kusukela phansi kuya kwaphezulu okukhombisa ukuthi amaphesenti okuhweba ngemali yesiNgisi uPound Sterling (GBP) angaphansi kokuhweba okwenziwa ngama-Euro (EUR, ukuthathwa bheka isiphambano sayo mayelana nedola laseMelika (USD).

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umthamo wemakethe

Ubukhulu bemakethe busebenza nezibambiso lapho ukuhamba kwe-liquidity kuhamba khona, kunezimo ezihluke kakhulu eziyivumela ukuthi ibe imakethe enamandla kakhulu. Lokhu kuvumela abatshalizimali abaningi ukuthi bakhe izinqubo zokubikezela lapho bangaxwayisa khona izenzo ukuze zikwazi ukutshala izimali ezimeni ezinzima noma zentuthuko.

Izibonakalisa ngezinhlobonhlobo zezinto ezikhiqiza amanani okushintshaniswa kanye nenani lezimali ezihweba ngamazwe ngamazwe, okuyinto ebaluleke kakhulu, njengoba umthamo wansuku zonke wokusebenza ufinyelela ngisho namaRandi ayizigidi eziyizinkulungwane ezingu-6, into engathatha inyanga eNew York. Stock Exchange ukwenza izingxoxo.

Izinkontileka

Ezibizwa ngokuthi izinkontileka zemali yesikhathi esizayo, amafemu enqubo yezezimali adalwe ngeminyaka yawo-70s eChicago Stock Exchange. Ingenye yezindlela zenkontileka ezisetshenziswa kakhulu kulolu hlobo lwemakethe. Umthamo wayo ukhule ngokushesha eminyakeni yamuva.

Ngakolunye uhlangothi, kuye kwaphawulwa ukuthi amaphesenti angu-7 kuphela esamba sesamba semakethe engeyemali yangaphandle. Lokhu akukhona okunye ngaphandle kokumelwa okuningi kwamazwe ayishumi abalulekile kuphela abambe iqhaza nasebenzayo adla u-73% wesamba esiphelele sebhizinisi.

Spread

Izinkampani zezezimali zamazwe ngamazwe zinikeza imakethe yokushintshisana ngemali yangaphandle inani lokuthenga elibizwa ngokuthi (ibhidi), kanye nenani lokuthengisa (buza). Kube sekwenziwa ukusabalala, okungumehluko phakathi kwazo zombili izintengo. Ezimweni eziningi, ihlanganisa inkokhelo ebhizinisini ngomsebenzi walo njengombambeli.

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Ngokuvamile ukusabalala kohlobo lwemali ngalunye kuba ngamapayipi angu-1 ukuya kwangu-3 kuphela, okungamaphuzu ayisisekelo noma inani elincane elingashintsha intengo yohlobo lwemali. Okusho ukuthi, uma ibhidi kusicaphuni esisuselwe esilinganisweni se-EUR/USD ingu-1,2200, i-Ask ikalwa ngenani elingu-1,2203, lapho ama-Spread pips angu-3 nje kuphela.

Izinhlobo Zokuhweba

Ukwazi manje ukuthi imakethe yamasheya isebenza kanjani, singabe sesicabangela ukuthi izibalo ezinkulu zivumela ukwakhiwa kwezinhlobo ezahlukene zamathuluzi okuhweba. Kunezici ezihlukahlukene ezihilelekile kule nqubo, lapho umtshali-zimali ngamunye efuna ithuluzi elingcono kakhulu lokufeza izingxoxo ezinzile.

Ukusebenza kwemali

Zingezohlobo lokuthengwa nokudayiswa kwemali yangaphandle okwenziwa kusukela ngesikhathi kwenziwa inkontileka kuze kuqedwe. Lapho ukulethwa kwemali yakwamanye amazwe kwenzeka, le nqubo kufanele yenziwe okungenani izinsuku ezimbili zebhizinisi ngemuva kokuvalwa kwezingxoxo.

Uma isikhathi sisungulwa ngosuku olulodwa, sibizwa ngokuthi i-tom/elandelayo (T/N), ngokuphambene nalokho, uma senziwa ngosuku olufanayo, sibizwa ngokuthi ubusuku obubodwa (O/N), lezi zingxoxo zincike ezintweni eziguquguqukayo. njengokuguquguquka kwemakethe kanye nokushesha ekutholeni imali yangaphandle ngumthengi.

phambili imisebenzi

Imisebenzi isungula amanani nezintengo zemali yangaphandle, zisethwa ngesikhathi senkontileka. Kodwa-ke, ukukhokhwa noma ukulethwa akwenziwa ngaleso sikhathi noma ngokusebenza kwemali. Kwenziwa ngosuku olubekwe ngokwenkontileka.

Lokhu kuyahluka kusukela esikhathini esizayo semali njengoba ifuna ukusungula ukuxoxisana emakethe yokuphuma kokunye futhi imise inqubo. Ngamanye amazwi, imisebenzi icaciswa ku-“pazos” lapho kusetshenziswa khona inzalo, emele izikhathi eziningi u-70% wemisebenzi eyenziwe isiyonke.

inketho yezezimali

Abantu baseMelika bazibiza ngokuthi “Izinketho Zokushintshana Ngamazwe Ngamazwe”, futhi kuyinkontileka engabopheli enikeza ilungelo lokutholwa kwemali yangaphandle ngomunye umuntu noma inhlangano ngenani elithile ngedethi ethile. Yini enquma ezinqubweni ukwenziwa kusebenze kokunye okubizwa ngokuthi “Over The Counter derivative”

ikusasa lwemali

Abizwa ngokuthi “Foreign Exchange Futures” futhi sihlanganisa isivumelwano esivumela izimali ukuthi zihwetshwe ngedethi ethile nangesilinganiso esithile, kuyinketho ecelwa abatshalizimali kusenesikhathi futhi ifana kakhulu nemisebenzi yohlobo lwe-Over The Counter. .

ikusasa phambili

Iqukethe ukushintshaniswa kohlobo lwemali olulodwa, lapho utshalomali ngalunye luthola isilinganiso ngosuku oluthile, olunqunywe abahwebi ngesikhathi esisungulwe kunkontileka. Lolu hlobo lokusebenza lwenziwa lapho izifundo nokuhlaziywa komnyakazo nokukhula kwemikhuba yohlobo lwemali kwenziwe.

inkontileka okungaxoxiswana ngayo

Kuyizingxoxo futhi njengoba negama layo likhomba, wukusungulwa kwenkontileka ngaphandle kwemingcele yezwe futhi okungakaxoxiswanwa ngayo. Inkokhelo yenziwa ngokusekelwe kunani eliyisilinganiso lazo zombili izinhlobo zemali. Ivumela ukuveza uhlobo lwemali emakethe ngaphandle kokwamukela noma ukukhansela uhlobo lwemali olushiwo.

ukushintshana kwemali

Ibizwa ngokuthi "i-Foreign exchange swaps", iqukethe inkontileka phakathi kwabatshalizimali ababili ngenhloso yokuthengisa nokuthenga inani lemali: ibhizinisi lenziwa ngenhloso yokuthenga nokudayisa izimali ngenani elithile ngosuku lwangaphambilini. ekhonjisiwe, engasungulwa futhi kwinkontileka.

Obani abatshalizimali?

Le misebenzi yokuhwebelana kwamanye amazwe yenziwa ngokwezibalo zenhlangano ebusayo yizikhungo zamabhange, kanye namafemu ezezimali, izinkampani ezingezona ezemali, phakathi kokunye. Inkampani ngayinye inobudlelwano obuthile nezwe layo futhi ifuna ukuthola imali yangaphandle ukuze ikhulise inani lemali yakuleli.

Iningi labatshalizimali yizikhungo zamabhange ezithenga nokudayisa izimali zakwamanye amazwe phakathi kwazo, ithambo phakathi kwebhange nebhange, iphesenti elincane lenziwa phakathi kwamabhange nezikhungo zezezimali kanti iqembu elincane lisebenzisa abaxhumanisi nezikhungo zezimali namabhange.

Izinkampani zamabhange zisebenze njengabalamuli futhi zithola izinzuzo ezinkulu ngokunikeza inkundla yamabhange ukuze yenze imisebenzi. Akuvamile ukuthola izinkampani ezizinikele ngokukhethekile emakethe yokuhwebelana kwamanye amazwe, ake sibone ngezansi ukuthi lezo zinkampani ziyini ngokuningiliziwe

Amabhange Amaphakathi

Lezi zikhungo zinomthwalo wemfanelo wokusungula ukulawulwa kwezomnotho esizweni, ezinye zithembele kuhulumeni kanti ezinye zihambisa izibopho zazo kwezinye izikhungo.Amabhange amakhulu ayingxenye yeqembu elibaluleke kakhulu emnothweni womhlaba. Bayisibalo esikhulu sezwe ngokwemibandela yezomnotho nezezimali.

Igcina izinqubomgomo zezimali futhi ilawula izinhlobo zemali okufanele ziphathwe nsuku zonke.Njengebhizinisi elilawulayo, linenketho eyinhloko yokungena emakethe yokushintshanisa imali yangaphandle ukuze kuxoxiswane ngayo yonke into ehlobene namakhoni emali. Basebenza ezimakethe zemali yangaphandle ukuze balawule ukutholakala kwemali.

Futhi banesibopho sokunciphisa izinqubo zomnotho ezingase zikhiqize ukwehla kwamandla emali futhi zilawule izinga lenzalo lwemali yezwe labo. Ezimweni eziningi, babeka amanani okushintshanisa futhi basebenzise izinqolobane zamazwe ngamazwe ukusimamisa imakethe.

Inani lemali liyashintshwa uma kunamahlebezi okungenelela eBhange Elikhulu. Kodwa-ke, ibhizinisi ngalinye alivamile ukufeza izinjongo zalo njengoba imakethe ingabeka izenzo ezingasungulwa ezinhlelweni ngayinye yazo.

Izikhungo zezimali

Ziyizinto eziphilayo ezibaluleke kakhulu emakethe kazwelonke neyomhlaba. Babamba iqhaza emakethe ngendlela enenzuzo, basebenzisa ukufakwa abanako kuma-akhawunti wamakhasimende ukuze bafinyelele izibalo ezibalulekile, okubavumela ukuthi bathenge noma badayise izimali ngokusho kwedatha abayibambayo.

Ukuthengiselana kwezomnotho kwamanye amazwe kungaphathwa kusetshenziswa ukudluliselwa okuholela ekuthengweni kwamasheya angaphandle. Inquma inqubo yemakethe yokushintshiselana kwamanye amazwe, ukuze kwenziwe ukuthengiswa okufanayo, inhloso yayo iwukufinyelela esiphethweni sokuthenga okuyinhloko.

Abahwebi babambe iqhaza cishe kukho konke ukuhweba okwenzeka ezimakethe zokuhwebelana kwamanye amazwe. Benza kube lula kumakhasimende abo ukuthi axoxisane futhi agcwalise ama-oda, umbono uwukuthola izinzuzo ezinkulu zesevisi enikeziwe. Ngokwezinga elikhulu leli bhizinisi manje seliyiswe ezinqubweni ze-elekthronikhi ezenza isenzo ngasinye siphumelele.

Izinkampani zokuhweba

Izinkampani ezihlobene nomkhakha ongewona owezezimali osebenza nabahlinzeki namakhasimende bamazwe ngamazwe. Babamba iqhaza emakethe ngokuqondile kodwa ngomthelela omncane kanye nesikhathi esifushane. Kodwa-ke, ukugeleza kwezohwebo kubalulekile ukucacisa okuguquguqukayo kwesikhathi eside futhi kusungulwe ukunyakaza namathrendi emalini ethile.

Abatshalizimali abazimele nabalamuli

Yizona kuphela izinkampani ezikhethekile eziphethe ukunikeza ukuphathwa kwe-akhawunti yangasese kanye nezinsizakalo zokuphatha emakethe yokushintshiselana kwamanye amazwe. Zisekelwe ezikhwameni zokutshala izimali kanye nezinhlelo zezezimali ezizenzakalelayo. Yibo abavumele ukuthinta kwezobuchwepheshe ukuthi kunikezwe inqubo ngayinye yokuthenga nokudayisa izimali.

Abatshalizimali ngabanye banemikhawulo ethile yabo. Abakuphathi ukuhamba kwemali njengebhange elikhulu noma isikhungo esikhulu sezimali. Kodwa bahlinzeka ngensizakalo enkulu yezobuchwepheshe emakethe, basize ukucubungula amasheya ngokushesha, futhi basebenzise izinkontileka zokushintshisana ngemali yangaphandle.

Izinkampani ezikhethekile ekubambeni iqhaza nasekusekeleni opharetha, zivumela ukunikeza izinhlobo ezahlukene zezinsizakalo. Bese kuvela okuthiwa "ama-Brokers" noma abaxhumanisi bezezimali. Lawa maqembu anikeza ithuba lokuvula ama-akhawunti ngohlobo lwemali ethile ngokusebenzisa ama-oda athile okuthenga nokudayisa.

Abathengi namuhla babhekwa njengamathuluzi ebhizinisi angasetshenziswa ukwenza lula inqubo yokuthenga nokudayisa, nokho kube nezimo lapho ezinye izinhlangano ziye zakhohliswa futhi zaqolwa yilolu hlobo lwenkampani, yingakho ukubaluleka kokulawula kanye nendlela yokuthi Zingena kanjani forex market?

Umehluko ngemakethe yamasheya

Imakethe yokushintshaniswa kwamanye amazwe inomehluko omkhulu nemakethe, ayinayo indawo emaphakathi, imisebenzi yayo yenziwa ngenethiwekhi yomhlaba wonke kagesi, lapho zonke izinhlangano ezihlobene nemakethe ngokwayo zibamba iqhaza. Ngayinye inikezelwe kuphela ekuthengeni nasekudayiseni zezimali.

Kuyisistimu eguquguqukayo kakhulu ngokwezezimali, okungukuthi, inezinga eliqhubekayo kanye nezinguquko zephesenti, ivumela imakethe ukuthi yenze izinguquko zesikhashana futhi ukulinganiselwa akuqinile njengemakethe yamasheya. Eposini elilandelayo uzokwazi kangcono ukuthi yini a Imali engenayo engaguquki namanani Kodwa ake sibone izinzuzo zayo:

  • Ukutshalwa kwezimali kuhlukene
  • Kunokucaca okukhulu emakethe ngokungafani nemakethe yamasheya lapho umnyakazo othile wezomnotho kulindeleke ukuthi wenze isinqumo.
  • Banomshwalense ngokumelene nezingozi zezombangazwe, okungukuthi, bavikelekile njalo ngenani lemali yendawo. Ngokungafani nokutshalwa kwezimali kumasheya lapho isiqinisekiso sisekelwe empahleni yenkampani.
  • Ukuvikeleka ekukhuphukeni kwamandla emali kanye nokwehliswa kwamanani kukhulu kakhulu uma kuhlobene nemfashini yezwe elitshala imali.
  • Inokugeleza okuphezulu kwe-liquidity.
  • Imisebenzi inobuhlakani futhi inokwethenjelwa.
  • Babamba iqhaza kuzinqubomgomo zokuhwebelana kwembulunga yonke futhi imithetho inqunywa umthamo wokugeleza nokuhlukahluka kwezimali ngayinye.

Izinto ezinquma izinga lokushintshisana

Ukushintshashintsha kwenani lemali elihlobene nemali yezwe kunqunywa izici ezihlukahlukene ezingashintsha ukunyakaza nokuthrendayo noma kunini. Imakethe yokuhwebelana kwamanye amazwe ishintshashintsha kakhulu, futhi isengozini kakhulu kokuguquguquka okuthile okunqunywa izimo ezivela esizweni.

Kubalulekile ukwazi ukuthi imakethe yokuhwebelana kwamanye amazwe inesibopho sokusungula amandla namandla ohlobo lwemali olulodwa ngokuphathelene nolunye. Yini enquma ukuthi kunemali engenayo noma izindleko ezinkulu emaphaketheni ezakhamizi. Le nkinga yenzeka noma kukhona izakhamizi eziphethe imali eya kwamanye amazwe.

Ukushintshashintsha-ke kunqunywa uchungechunge lwezinto ezingenza inani lemali libe lincane kakhulu noma likwazi ukuqina. Ngakho izici eziyinhloko ezinomthelela kulesi simo yilezi:

Ukwehla kwamandla emali

Kukholakala ukuthi yiyona nto esemqoka enquma ukulahleka kwenani lemali lezwe. Ukwehla kwamandla emali kwenzeka lapho umehluko kububanzi bokwenyuka kwentengo phakathi kwamazwe ahlukahlukene unquma ukwazisa kanye nenani langempela lemikhiqizo namasevisi.

Uma ukwehla kwamandla emali ezweni sekusondele ku-0, amandla emali yawo akhula. Ngokuphambene nalokho, uma kukhona umnotho lapho ukwehla kwamandla emali kudlula izibalo ezimbili, ukulahlekelwa kwamandla emali kusungulwa ngokushesha. Yile ndlela izinga lokwehla kwamandla emali lanyanga zonke nelonyaka ukuze kuthathwe isinqumo sokuthenga emakethe yokushintshisana ngemali yangaphandle.

Izithakazelo

Uma kuba nokuwa noma ukwehla kwenzalo ebonakala ezikhungweni zezimali, izothinta ngokushesha amandla ohlobo lwemali. Ngisho nangokwengeziwe uma kuhlobene nokwehla kwamandla emali ukuthi ngokusho kwedatha kungase kunyuke. Uma inzalo iphezulu, abatshalizimali bakwamanye amazwe babona lelo zwe njengento eheha ukutshala imali emabhizinisini ahlukahlukene.

Imali yabo iyakwazisa futhi ibanike ukuphepha kutshalomali ngalunye, bagweme ukulahlekelwa ngenxa yokuguquguquka kwezomnotho. Imali yangaphandle ingena emnothweni wezwe lapho ibona ukuzinza ekuhwebeni kwezimali.

Imibandela Yokuhwebelana

Ubudlelwano phakathi kokuthekelisa kanye nokungenisa ezweni nakho kuyisici esinqumayo ekwaziseni imali kazwelonke. Ibhalansi yokukhokha kanye ne-solvency kuzo ibalulekile ekulawuleni ukuzinza kwezimali. Umkhiqizo onenani elikhulu lokuthunyelwa ngaphandle kunempahla evela kwamanye amazwe inquma ukungena ekungeneni kwemali kwanoma yiliphi izwe.

ukuwohloka komnotho

Ukulahlekelwa okuqhubekayo komsebenzi wezomnotho ozinzile kunquma ukwehla kwe-Gross Domestic Product. Lokhu akuyona into engaphezu kokuncipha kokukhiqizwa kwezimpahla nezinsizakalo, okungukuthi, njengoba kunokukhiqizwa okuncane, ukusetshenziswa kwangaphakathi nangaphandle kuzoba phezulu kakhulu. Ngakho-ke, ukuhamba kwemali kuzoba kuncane futhi uhlobo lwemali lulahlekelwa inani lamazwe ngamazwe.

Umthelela wanoma yikuphi okuhlukile emalini kazwelonke nangaphakathi kwemakethe yokushintshiselana kwamanye amazwe uxhumene ngokuqondile nokuncipha kwenzalo okukhiqizwa ngokuzenzakalelayo. Bese kuba nokukhuphuka kwemikhawulo yokuthola imali. Okuholela ekwehleni kwemali.

ukuqagela

Kuwuhlelo lomnotho olungakahleleki. Akulimazi nje kuphela imali yakuleli kodwa cishe nawo wonke umnotho. Kubhekwa njengosongo kwabanye futhi kubhekwa njengomngane kwabanye; ngokombono wabanye abatshalizimali. Uma ukwanda kwamandla ohlobo lwemali kubonakala, ngenxa yezinyathelo ezithathwe uhulumeni, ukukhuphuka kwezinga lokushintshisana kwenzeka ngokuzenzakalelayo.

Ngakolunye uhlangothi, kwenzeka okufanayo kodwa ngendlela ephambene, lapho isilinganiso esithile sezombangazwe, njengokushintsha kukahulumeni, ukuketula umbuso, kungaholela ekwehleni okukhulu kwentengo yemali. Ziyizinqubo okumele umuntu aziqaphele ngoba zibukeka zigcinwa njalo, njalo uma kwenzeka isimo salolu hlobo.

isikweletu

Uma imali ekhiqizwa uHulumeni ingenawo umphumela olindelekile emakethe, kuwumphumela wezinqubomgomo ezingasetshenziswanga kahle. Kuyaphawuleka ukuthi izikweletu ziyakhawulela ukunikeza amandla emali kunqubo ngayinye yokuthumela ngaphandle. Ngale ndlela, umkweletu unethonya elikhulu ukuze imali yendawo ingatholi amandla, futhi ngaleyo ndlela igweme ukulahlekelwa kwenzalo.

Ukuzinza kwezepolitiki

Kuyisici esibaluleke kakhulu ekuhambeni kwezezimali kwanoma yiliphi izwe. Uma kunezinxushunxushu zezombusazwe esizweni, kuba nzima kakhulu ukuthi abatshalizimali babeke imali yabo. Ikakhulukazi ukuthola indlela yokutshala imali yangaphandle.

Izinqumo zezombangazwe zithinta ngqo izinqubo zezomnotho, zihlobene eduze. Izinqumo ezenziwayo zihlala zingaphansi kokungaqini kahle noma izinkinga emakethe. Ukwehliswa kobungozi bezwe kunesici esibalulekile sezombangazwe. Ukungavikeleki kokuvikela okukhiqizwa ngokwalesi sici kwenza kube nokwenzeka ukwenza uhlobo lwemali luqine futhi luvikeleke noma lube buthaka futhi lungazinzi.

I-psychology yemakethe

Lesi yisici okuthi, nakuba singenawo umlingiswa onamandla kakhulu, sinethonya elikhulu ezenzweni ezithile okuthi, ngenxa yokuthi zingezona ezangempela, zinyamalale okwesikhashana. Sikhuluma ngamahemuhemu, ngalezo zimo ezifuna ukukhiqiza izinkinga zamanga futhi ezingasizi ukuthuthukisa inani lemali.

Siyazi ukuthi bangashintsha izinqubo ezithile futhi balahlekelwe inani lemali amahora ambalwa noma izinsuku, akuzona izimo ezithinta kakhulu ukunyakaza kwemakethe yokushintshiselana kwamanye amazwe. Nokho kuke kwaba nezimo lapho ezinye izinkampani zingenamali ngenxa yamahlebezi angamanga.


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  1. Ubhekele idatha: I-Actualidad Blog
  2. Inhloso yedatha: Lawula Ugaxekile, ukuphathwa kwamazwana.
  3. Ukusemthethweni: Imvume yakho
  4. Ukuxhumana kwemininingwane: Imininingwane ngeke idluliselwe kubantu besithathu ngaphandle kwesibopho esisemthethweni.
  5. Isitoreji sedatha: Idatabase ebanjwe yi-Occentus Networks (EU)
  6. Amalungelo: Nganoma yisiphi isikhathi ungakhawulela, uthole futhi ususe imininingwane yakho.