Yintoni uMthetho ochasene nokuThuthukiswa kweMali ngokungekho mthethweni? Izitshixo zokuyiqonda!

Okulandelayo, kweli nqaku siyakumema ukuba wazi nganye nganye iinkcukacha kakhulu umdla ehambelana Anti-Money Laundering Law kwaye ngale ndlela, ube nako ngokupheleleyo ukwazi. uthini uMthetho wokuLawula ukuThuthukiswa kweMali ngokungekho mthethweni nokunye okuninzi

Yintoni uMthetho ochasene nokuThuthukiswa kweMali ngokungekho mthethweni?

Kuqikelelwa ukuba isixa-mali sokurhwaphilizwa ngokungekho mthethweni siyenyuka ukuya kutsho ubuncinane kwishumi lezigidi zeerandi ngonyaka, ngoko ngokwenene simele i-3.6% yeGross Domestic Product okanye eyaziwa ngokuba yiGDP ngaphakathi eMexico.

Yiyo loo nto kweli nqaku sikumema ukuba wazi nganye kuzo zonke iinkcukacha ezinomdla kakhulu Yintoni uMthetho ochasene nokuThuthukiswa kweMali ngokungekho mthethweni? ukuze ngale ndlela, ube nako ngokupheleleyo ukwazi nganye eyona miba ifanelekileyo.

Umthetho ochasene nokuThuthukiswa kweMali: Imvelaphi

Xa sibhekisela kwintetho edumileyo ethi "Ukuthengiswa kwemali", sikhankanya ukuba imvelaphi yayo ibuyele e-United States of America kwi-1920s, ngexesha apho iqela labaphuli-mthetho, kuquka uAl Capone, uCharle "Lucky" uLuiano kunye noMeyer Lanski. beza nombono wokufumana iqela labahlambi bempahla ngenjongo eyodwa yokusebenza neshishini elisemthethweni ukuze bakwazi ukuthethelela ingeniso.

Loo ngeniso yavela kwizinto ezininzi ezingekho mthethweni ezifana nokurhweba ngotywala, ukuthengisa iziyobisi, ukuthengisa ngomzimba neminye imisebenzi yodidi olufanayo. Umbono ophambili wawulula kakhulu, kuba wawugxile kuphela ekuxubeni iinzuzo zemali ezahlukeneyo ezivela kwimisebenzi yolwaphulo-mthetho kunye nezinye iingxowa-mali, ngokucacileyo ezivela kwiindawo zokuhlamba.

Iinkcukacha ezithe kratya

Namhlanje, ngokutsho kwiSebe lezeMali kunye neTyala loLuntu okanye eyaziwa ngokuba yi-SHCP, eMexico kuqikelelwa ukuba isixa-mali sokuthutyeleziswa kwemali sifikelela ubuncinane kwizigidi ezilishumi zeedola ekupheleni konyaka ngamnye, nto leyo Imele into engaphezulu kwaye akukho nto ingaphantsi. I-3.6% yeSambuku seMveliso yeLizwe yeLizwe okanye i-GDP.

Umthetho oMtsha ochasene nokuThuthukiswa kweMali ngokungekho mthethweni

NgoJulayi 17, 2013, uMthetho we-Federal for the Prevention and Identification of Operations ezifana neMithombo yeMvelaphi eNgavumelekanga yapapashwa, ibe ngumthetho ofanayo owaziwayo phantsi kwegama loMthetho wokuLawulwa kweMali kunye nokuba ukongeza kuwo, eyona njongo iphambili kukuthintela nokubhaqa izenzo kunye nemisebenzi ebandakanya imithombo yemvelaphi engekho mthethweni.

Ngakolunye uhlangothi, imimiselo yoMthetho okhankanywe ngasentla kunye neMithetho Jikelele ekhutshwe yi-SHCP isanda kupapashwa kwaye, ukongeza, ibisebenza ukususela ngoNovemba wokugqibela wonyaka okhankanywe ngasentla we-2013.

Ukongeza koku kukhankanywe ngasentla, kuyaziwa ukuba uMthetho unyanzelisa abantu ngabanye uxanduva lokwazisa i-Financial Intelligence Unit okanye eyaziwa phantsi kwegama le-FIU, exhomekeke ngokupheleleyo kwi-SHCP, kwimisebenzi ethathwa njengesesichengeni.

Iinkcukacha ezingakumbi ezibaluleke kakhulu

Kwangale ndlela inye, kufuneka bachonge, baqinisekise kwaye baqokelele ulwazi lwezifundo abanqwenela ukwenza kuzo olu phulo ngenjongo eyodwa yokuchonga abo banoxanduva lwezenzo ezigwenxa.

Kwelinye icala, phakathi kwemisebenzi yokuqala ekufuneka yenziwe ngamaqumrhu asemthethweni kukutyumba igosa lokuthotyelwa. Ukuba abakhange benjenjalo, abo banembopheleleko phambi kwabasemagunyeni ngokungathobeli imiqathango yoMthetho, phakathi kwezinye izinto ezininzi, baba ngabalawuli nabalawuli benkampani.

Ngokuphathelele ulwazi oluthe kratya, kunokwenzeka ukukhankanya ukuba omnye umsebenzi oyimfuneko ngaphambi koko kwaziwa njengokubhaliswa kwiNkonzo yoLawulo lweRhafu okanye i-SAT, ukuze ngale ndlela, ikwazi ukuveza zonke izaziso, kukuqinisekisa ukuba yeyiphi imisebenzi. bajongwa njengabasesichengeni kwaye, ngenxa yoko, banikwe ingxelo kugunyaziwe ofanelekileyo.

Nangona iqumrhu elijongene nokuphonononga imisebenzi enjalo lingeyonto ngaphandle kwe-FIU, phambi kwe-SAT iirekhodi ezahlukeneyo kunye nezaziso ezahlukeneyo kufuneka zaziswe ukuze kube nokwenzeka ukubhekisa kuMthetho, iMigaqo kunye neMithetho yawo Jikelele.

Yintoni uMthetho ochasene nokuThuthukiswa kweMali ngokungekho mthethweni: Imisebenzi esesichengeni?

Kulwazi oluboniswe kwinqaku le-17 loMthetho, lusekwe njengemisebenzi esesichengeni enokwenziwa ngabantu bendalo okanye abasemthethweni kwaye, ukongeza, abaxhomekeke ekuchongeni kunye/okanye isaziso phambi kwe-SHCP, ngokutsho ixabiso lomsebenzi, phakathi kwezinye, zezo siza kuzikhankanya ngezantsi:

Iqela lokuqala

• Okokuqala, inokukhutshwa okufanelekileyo kunye nentengiso eqhelekileyo okanye yobungcali yeetshekhi zabahambi.
• Ilandelwa yiyo, into enikezelwa ngokwesiqhelo okanye ngobuchwephesha kwimisebenzi eyahlukeneyo efanayo okanye isiqinisekiso okanye ukunika iimali-mboleko okanye iikhredithi, ngesiqinisekiso okanye ngaphandle kwesiqinisekiso, xa zingaqhutywa ngamaQumrhu eZimali.
• Ngokubhekiselele kwisiqhelo okanye ngokuququzelela imisebenzi yokuvelisa okanye ukuphuhlisa i-real estate okanye ukulamla ekudluliseleni ipropati, apho yonke inkqubo yokuthenga / yokuthengisa iimpahla nayo ibandakanyiwe, ngokuthanda abantu ababonelelwa ngeenkonzo.
• Ukuba unqwenela ukubonelela ngezi nkonzo, unokwenza oko rhoqo okanye ngokusesikweni, apho ubandakanya ukudluliselwa okanye ukugcinwa kwemali, ngaphandle kweemeko apho iBhanki yaseMexico ingenelela okanye naliphi na iziko elizinikele kwidiphozithi yezibambiso.

# 2Yintoni uMthetho ochasene nokuThuthukiswa kweMali ngokungekho mthethweni: Ukubamba okwesibini?

• Siqhubeka ukukhankanya ukuba ukunikezelwa kweenkonzo zobungcali kunye nokuba, ukongeza, bazimele ngokupheleleyo kumxhasi ongenabudlelwane bengqesho, xa belungiswa okanye beqhutywa kunye negama labo kunye nezinye izibonakaliso zeqela elithile. imisebenzi.
• Umzekelo, ukuthengwa / ukuthengiswa kwe-real estate, umbutho kunye nokulawulwa kwezibonelelo, ii-akhawunti zebhanki, izibambiso okanye ezinye izinto zabathengi bayo, ukucwangciswa kweminikelo eyinkunzi okanye naluphi na uhlobo lwemithombo yomgaqo-siseko, ukusebenza kunye nolawulo lweenkampani zorhwebo. kunye nomgaqo-siseko, ukujikeleziswa, ukudityaniswa, ukusebenza kunye nolawulo lwamaqumrhu asemthethweni okanye izithuthi zamashishini kunye nokuthengwa okanye ukuthengiswa kwamaqumrhu orhwebo.
• Kwelinye icala, imisebenzi ethile edityaniswe ngokufanelekileyo nokuziqhelanisa nemidlalo yokubheja, ukhuphiswano okanye iiraffles ezenziwa ngabantu.
• Ngendlela efanayo, ibonisa ukukhutshwa okanye ukuhanjiswa, rhoqo okanye ubuchwephesha, benkonzo eyahlukileyo, ikhredithi, amakhadi ahlawulwa kwangaphambili kunye nabo bonke abo benza izixhobo zokugcina ixabiso lemali, elingakhutshwa okanye lithengiswe ngamaQumrhu eMali.

Iqela lesithathu

• Phantse isiphelo sinokubhengeza ukuba urhwebo okanye isiqhelo okanye ubuchwephesha begolide, isilivere kunye neplatinam, amatye anqabileyo, amatye okanye iiwotshi.
• Ngokuphathelele ukuhanjiswa rhoqo kwemisebenzi yobugcisa kunye neemoto ezintsha okanye ezisetyenzisiweyo, nokuba ngumoya, ulwandle okanye umhlaba.
• Ngendlela efanayo, umgaqo-siseko wamalungelo omntu wokusebenzisa okanye ukuzonwabisa kwi-real estate.
• Kwelinye icala, imisebenzi ethile yenziwa ngabarhwebi okanye iinobhala zoluntu.
• Ukubonelela ngeenkonzo zorhwebo zangaphandle njenge-arhente yecustom okanye i-proxy ukukhuthaza ukukhutshwa kwezinto ezithengiswayo egameni labanye.

Amathandabuzo aqhelekileyo malunga Yintoni uMthetho ochasene nokuThuthukiswa kweMali ngokungekho mthethweni

Kuyaziwa ukuba kuye kwaveliswa amathandabuzo athile malunga nobubanzi kunye nokutolikwa koMthetho mayela noko kwaziwa njengokuchongwa kwemisebenzi ekufuneka igqalwe njengesengozini. Umzekelo, imisebenzi eyenziwa phakathi kweqela leenkampani, ngokwenene zaziwa njenge "Intercompany" (esebenza njengonondyebo ophakathi kunye nemisebenzi yemali mboleko, ukubonelela ngeenkonzo zokukhupha, imali kunye nezomthetho).

Emva koko kuya kwenzeka ukuba ukulungelelaniswe kwinkcazo yemisebenzi esengozini, olu didi lwemisebenzi ukuba luyaziwa njengemvelaphi yezibonelelo, eziphuma kwimisebenzi yorhwebo ehambelana neqela ngokwalo, nangona kunjalo, akukho mathandabuzo malunga nokuba phambi kweSHCP.

Ukuba ulwazi ekwabelwana ngalo kweli nqaku beluluncedo olukhulu kuwe, siyakumema ukuba ujonge le yenye Ukupakishwa kwesikhongozeli kunye nokuPakisha kuRhwebo lwaNgaphandle.