Ukuba kwizicwangciso zakho kukuba nenkampani yakho kwaye ufuna ukuba ngumphathi wakho, unako ukwenza oko ishishini lotyalo mali oluphantsi, ekubeni ukuqalisa kusoloko kunzima, ngeli nqaku siza kukunika iingcamango oya kuzithanda, ungaphoswa.
Ukusuka kwikhaya lakho ungaqalisa ishishini lakho notyalo-mali oluncinci
Amashishini otyalo-mali oluphantsi
Los ishishini lotyalo mali oluphantsi zezo zenzo zimiselwa ngobulula bazo, zifanele ukusetyenziswa kancinci kwemali eyinkunzi ukuqalisa kwaye zisekelwe kwizakhono kunye nobuchule anabo umntu omnye okanye ngaphezulu.
Olu hlobo lweshishini luvumela ukuba iimfuno zalo zokuqala ziqwalaselwe ngemali encinci, ekubeni indlela yokusebenza kwesi sigaba inokuvumela ukugcinwa kweemali ezinkulu eziphunyezwe kakuhle ngokuhlukahluka kwezinye izintlu zokuqhubela phambili kwimveliso.
Uphuhliso lorhwebo lukwabandakanya inkunzi yotyalo-mali eyongezelelekileyo ukwandisa umsebenzi wabo, imali eza kubonakala ibonakaliswa kwingeniso nalapho inxalenye yabo iya kulandela ukusebenzela isenzo sabo.
Maninzi amathuba okufuna ukwenza ishishini lobomi, kodwa kukho amathandabuzo amaninzi kunye noloyiko olunokuvela ngemibuzo emininzi enokuthi ivele; Ubukhulu becala, luhlobo luni lweshishini olucetyiswayo, yimalini efunekayo ukuze uqalise, iphi indawo efanelekileyo? Kwaye eminye imibuzo emininzi ekwenza ukuba ulahlekelwe bubuthongo ngenxa yento oyiphakamisile.
Mfundi othandekayo, ukuba unomdla wokwazi ngakumbi malunga iintlobo zoosomashishini Siyakumema ukuba uqhubeke kwaye ufunde inqaku lethu kwaye ujabulele umxholo ngakumbi.
Inzuzo
Impumelelo ilinganiswa ngokwembono yomntu onephupha lokuseka ishishini lakhe nokuba ngumseki; ngokwembono yakho kwaye zeziphi iingenelo kuwe, kwinqanaba lomntu, ngaphaya kwemali yokutyala okanye ukufumana. Umbono kukuqala ngamashishini otyalo-mali oluphantsi kwaye oku kuneenzuzo zawo.
- Ngokunxulumene neprojekthi, ekubeni unceda ukufezekisa iinjongo ezimiselweyo.
- Ifumana iwonga, ngenxa yokufumana isiqinisekiso kunye nokwamkelwa kwabasebenzisi ngokuzinikezela kunye nomzamo ophunyeziweyo.
- Fumana imali, umbono kukutyalomali kancinci ekuqaleni de ube ufikelele kwingeniso eyimfuneko ekukhuleni kobungcali kuba ishiya inzuzo yeshishini.
- Awuxhomekekanga komnye umntu, kodwa ngexesha uzinikela kushishino.
- Ukuqala, uwedwa, kodwa emva kwexesha elifutshane unokuqesha abasebenzi obadinga ngokwenene ukuzalisekisa injongo enokuthi ithathe ixesha elingakumbi.
- Phanda imibono yokuthengisa kunye nokuthengisa ukukhokela ishishini.
Ama-20 otyalo-mali oluphantsi, amashishini anembuyekezo ephezulu
Into yokuqala omele uyigcine engqondweni, ukuba akusiyo yonke ixesha lokuqalisa amashishini otyalo-mali oluphantsi, kuyimfuneko ukuba ube nemali eninzi, igalelo elincinci lanele kwaye uya kuqala kancinci kancinci; Ngendlela efanayo, phinda utyale imali ukuze i-capital iphindaphindeke kwaye ukusuka kulo mzuzu uqale ukubona amaphupha akho ekhula.
Okwesibini into ekufuneka uyijongile kukuba uzakuqala ishishini uwedwa na okanye nabanye abantu ukudibanisa kunye nokudibanisa inkunzi encinci. Zombini indawo kunye nento ofuna ukuyenza iya kuxhomekeka kuphononongo lwentengiso ekufuneka ulwenze kwiindawo ezahlukeneyo kunye nabasebenzisi ukuze babone isidingo sokuba imarike iyanda okanye idinga, funda uhlobo lokhuphiswano oya kuba nalo, phakathi kwezinye iinkcukacha. dibanisa.
Mfundi othandekayo, ukuba unomdla wokufunda malunga iindlela zokuthengisa , siyakumema ukuba ufunde inqaku lethu kwaye unokufumana ulwazi olungakumbi.
Umzekelo No. 1: Ukuthengiswa kokutya
Ukuthengiswa kokutya kubonisa amashishini otyalo-mali oluphantsi, zama ukuqala kwikhaya lakho, ube nguwe kuphela umqeshwa kwaye emva koko usasaze; ubuya kuba ugcina indawo, abasebenzi basemsebenzini; kodwa sisandi esivakalayo kumazwe ngamazwe. Kukho iiofisi ezininzi apho bavumela abasebenzi babo iyure enye kuphela kwisidlo sasemini, kwaye bafuna isidlo sasemini esilungileyo, kushushu kwaye apho unokwenza isikwere intlawulo ngqo kwinkampani.
Apho abantu bafuna ukutya ngexabiso eliphantsi kwaye bayazi ukuba kukutya okunempilo, apho banokuseka imenyu yeveki, njengoko ipotifoliyo yomxhasi isanda, uya kuba nako ukuqesha umncedisi ekhitshini kwaye unikeze ngenkonzo engcono kubathengi ngokunikela ngaphezulu kunoko. imenyu enye yonke imihla. Isidanga sompheki wokupheka akufuneki ukuba uqalise olu hlobo lweshishini.
Kwangokunjalo, qesha abathengisi abahlukeneyo ukuze ufumane igrosari kunye nezinto ezahlukeneyo oza kuzifuna; Le yindlela eziye zavela ngayo iindawo zokutyela ezinkulu ehlabathini, namhlanje ezonwabele udumo olukhulu.
Mfundi othandekayo, sikumema ngokufudumeleyo ukuba ulandele, ungene kwaye ufunde inqaku lethu indlela yokulawula ivenkile yokutyela apho unokufunda okungakumbi malunga nombandela.
Umzekelo wesi-2: Ukwenziwa kwemisebenzi yezandla
Abantu abaninzi bayakwazi ukwenza izinto ezahlukeneyo ngezandla zabo, njengokupeyinta imifanekiso, ukwenza iintsimbi zomqala, ukuluka, ukuhombisa, ukuyila iipateni, ukukrola, ukubhala imibongo, ukukhuphela imisebenzi, phakathi kobunye ubugcisa obunokugxininiswa. Unokuzinikela emsebenzini kwaye unikeze izakhono zangaphakathi ukusuka ekhaya, apho unokugcina kwindawo kunye nezixhobo zokusebenza kuba unokwenza utyalo-mali oluncinci kwaye uqale.
Apho ukuthengiswa kunokwenziwa uku-odola, ukuze kungabikho impahla elindileyo ekhaya, olu hlobo lweshishini lunenzuzo kakhulu kwaye kwixesha eliphakathi unokuba negalari yobugcisa apho unokubonisa khona ubugcisa bakho, kubandakanya ukunika iingcebiso kubarhwebi bexesha elizayo. .
Ukuqala, kuya kufuneka wenze uhlahlo lwabiwo-mali lweendleko, ipesenti yasimahla yengeniso, usasaze ixesha lomsebenzi ekhaya kwaye xa kufuneka uphume ukuya kuhanjiswa; Nokuba uyingcaphephe kwitalente yakho, kufuneka uzilungiselele ngokunxulumene neshishini, ukuze ungaphulukani nemali kwaye unciphise kakhulu utyalo-mali lwakho.
Umzekelo #3: Umcebisi weziFundo
Olunye uhlobo lomzekelo weshishini eliphantsi lotyalo-mali kukubonelela ngeengcebiso okanye iiklasi kubantu abafuna ukufezekisa ukuqonda okuthile okwaziyo ngaphandle kokuphazamiseka.
Igalelo lemali linokufezekiswa kwi-zero kuba ufuna kuphela ukudlulisela ulwazi ngesakhono esinokubakho onokuthi usifundise.
Umzekelo, ukuba ungumfundi waseyunivesithi kwaye ulunge kakhulu kumanani, unokunika iiklasi zabucala, zombini kwinqanaba leyunivesithi nakwinqanaba lesikolo esiphakamileyo; ukunceda kwiinkalo zolwimi, izincoko, ithisisi yesidanga, umhlohli womsebenzi wesidanga, ubuchule bolwimi, ukufota, ukuyila isinxibo, phakathi kwezinye.
Umzekelo #4: Ukuthengisa kwi-intanethi
Ukuthatha ithuba lomsebenzi owunikiweyo kunye nobuchwephesha obuququzelelayo, yinto ekufuneka wonke umntu axhamle ngayo; indlela yokwenza ukuthengisa kwi-intanethi kwaye ngokukodwa kubo bonke abathengisi abaqalayo, utyalo-mali luya kuba yintlawulo yewebhu kunye notyalo-mali lwento oceba ukuyithengisa.
Kuyinzuzo, kuba ayifuni ukuba nendawo yokwenza eli shishini, okanye ukuhlawula imivuzo, okanye iinkonzo, uqhagamshelwe kwiwebhu kwaye ube nekhompyutheni; Lishishini eliza kukhula kancinci kancinci, eyona nto ibalulekileyo kukwakha ipotfoliyo yabathengi.
Umzekelo we-5: Hlaziya kwaye uhombise iindawo
Abo bantu baneenkcukacha, abanencasa entle kunye nomdla wokudityaniswa kweendawo, lishishini eliya kukunika ingeniso eninzi kunye nokwaneliseka kuba ukwenza into entsha yinto ekhethekileyo yakho, intengiso iya kuba yenyani kodwa ukunxibelelana ngokuthe ngqo nabahlobo kunye nabathengi bexesha elizayo.
Ngendlela efanayo, kuya kukunika ithuba lokucetyiswa kuyo nayiphi na isiganeko njengamaqela eKrisimesi, imitshato, imihlobiso yamagumbi omntwana, igadi, phakathi kwabanye.
Ukulungiswa kwekhaya kuyindlela yokwahluka okusingqongileyo okukungqongileyo, ngamanye amaxesha njengabantu sijikeleza igumbi kabini, kwaye kwangoko sibuyele njengesihlandlo sokuqala; kodwa abantu abaneenkcukacha zalo msebenzi yinto abaninzi bethu abafuna ukuba nayo kufutshane nekhaya lethu.
Umzekelo we-6: Inkonzo yobugcisa
Ulawulo lweTekhnoloji alufuni nje ukwazi ukuba ungabhala njani okanye ulawule amanethiwekhi, kodwa kwakhona ukubonelela ngenkxaso yobugcisa xa kwenzeka ukungaphumeleli, ukulahleka kwedatha, ukungabikho kolwazi lokusetyenziswa kweenkqubo, ulawulo lweeApps ezahlukeneyo; ulawulo lweenkqubo ezithile zeenkampani ukwenza ulawulo oluthile olufana nolawulo lwemisebenzi, umgangatho, imveliso, ukuthengisa, phakathi kwabanye.
Umzekelo No. 7: Ukhuseleko okanye inkonzo yokugcina
Ukubonelela ngeenkonzo zokhuseleko, kule meko, njengenkonzo yokhuseleko lomntu, ukusekwa kwamaqela okhuseleko, izixhobo zokubeka iliso, ukukhuselwa kwangaphandle kwezakhiwo, ukuthengiswa kwezixhobo zokukhusela, kunye nabanye.
Umzekelo N°8: Inkonzo yoguqulo
Olunye ishishini elihle lotyalo-mali oluphantsi kukubonelela ngoncedo lomguquleli wesiFrentshi, isiNgesi kunye nesiMandarin kwiinkampani, abeendaba, ama-ambassade, amaziko ezonyango, iziseko zangaphandle, phakathi kwabanye.
Umzekelo #9: UMncedisi obonakalayo
Eli shishini lotyalo-mali eliphantsi libhekiselele ekubeni ngumdibanisi okanye unobhala, ekubeni iinkampani ezininzi zicela kuba zigcina iindleko zezibonelelo zentlalo zesikhundla, ekubeni zibonelela ngephakheji elungileyo yezoqoqosho, kwezinye iimeko zibonelela nge-inshurensi.
Umvuzo unenzuzo kangangokuba abancedisi bexesha elizayo bayayishiya iphakheji yenzuzo, kuba ngale ntlawulo ibandakanya zonke iimfuno zemali ezifunekayo. Uninzi lwemisebenzi yabo eyenziwa kwiifemu ayibonakali, njengokubhaliweyo kwi-Word, i-Powerpoint presentations, okanye uhlalutyo lwemali kwi-Excel kunye nezinye izinto ezintsha, ezingadingi ubukho balo msebenzi ngaphakathi kwenkampani.
Umzekelo 10: Babysitter
Olu hlobo lweshishini luthwala uxanduva kodwa aluvelisi kutyalo-mali lwemali njengoko iyinkonzo ekufuneka ibonelelwe kwaye yenziwe ngeendlela zayo; ukunika ukhuseleko nokuzithemba kubazali, ukubabonelela ngempahla efanelekileyo yezoqoqosho nokuba kungeeyure zokusebenza okanye ngosuku lwenkonzo ekunyamekeleni abantwana, kuquka nenkonzo abayifumanayo.
Umzekelo 11: umphathi woxwebhu
Ngokuququzelela iinkonzo zokulawula amaxwebhu kwii-notaries, iibhanki, iinkqubo zesicelo zomthetho, urhulumente okanye ulawulo apho kufuneka balinde kwaye bangabi naxesha, baqeshe lo mphathi woxwebhu ukukhawulezisa ixesha labo bantu abangenalo.
Umzekelo #12: Ukhathalelo lwabantu abadala
Inkonzo engathandwa ngabaninzi kodwa ixabisekile kumgangatho wabantu, imbewu yekamva kwaye ichukumisayo kukukhathalelwa kwabantu abadala; ishishini elitsha, hayi kuphela ukubakhathalela kodwa nokubakonwabisa, ukubanika ufundo kunye nengqalelo ngokunxulumene nokhathalelo lwempilo.
Umzekelo N°13: Inkqubo yesicelo
Ukusondela kwishishini eliphantsi lotyalo-mali kulo mbandela, kufuneka kube nolawulo olupheleleyo lwesifundo, kuba uphuhliso lwezicelo luthetha iimbono ezisisiseko kunye nesisiseko sokwenziwa kwazo. Ngomnye wemisebenzi yenzuzo enkulu kule mihla.
Umzekelo N°14: Ukufota ngobuchwephesha
Ngendlela efanayo kunye nenkonzo yekhamera yedijithali, ngendlela efanayo inkonzo yomfoti owenziwe ngumntu efunekayo ukufumana imifanekiso ekhuselekileyo yokuziphatha, isihloko, iziqinisekiso, okanye iifoto zeziganeko. Le ngcali kufuneka ilungiselele ipotfoliyo yomxhasi wayo ukuze isebenze.
Umzekelo we-15: Ishishini lokukrola okanye umvambo
Eli shishini lifuna utyalo-mali oluncinci, ekubeni kufuneka ube neendawo ezincinci, apho zonke iindlela zococeko zikhona ukufezekisa umsebenzi omhle; zombini izixhobo zokusebenza kunye nolwazi oluphuhlisiwe ngokuxhomekeke kwisifundo. Yonke into iya kuxhomekeka kukuzithemba okufakwe ebantwini ukuze bamkele ukwenza olu hlobo lokukrola eluswini lomntu.
Umzekelo N°16: Ukuveliswa kwamanqaku
Kwimeko yokuba nesakhono kunye nobuchule bokulawula ukubhala, ukupela kakuhle ukukwazi ukuvelisa amanqaku kunye nokulawula njengeshishini; apho ukukhululeka kunye nokukhanya xa udala amanqaku kuya kuvumela ukutyetyiswa kwenkcubeko kunye nentsebenziswano ngewebhu.
Umzekelo N ° 17: Ukudalwa kweblogi kunye nengeniso
Ngomzuzu wokudala iblogi kuvela ukutyala ixesha elininzi, kuxhomekeke kwisihloko kunye nombono wento abasebenzisi abayithandayo; Emva kokuba sele usungule iiparamitha, ukulawula kunye nokubeka iliso yinkqubo elula. Lonke uncedo onalo lokulungiselela imagazini ekwi-Intanethi lungokufundisa.
Ukuba unomdla kolu hlobo lomsebenzi, siyakumema ngokufudumeleyo ukuba ulandele inqaku lethu elibhekisa kulo umvuzo ongenayo kwaye uya kufunda ngakumbi kancinci ngalo mbandela.
Umzekelo N°18: Ukucwangcisa imisitho
Ngendlela efanayo, ukuba unobuchule kunye nobuchule bokukwazi ukucwangcisa ngokufanelekileyo, unokuseka iofisi yezehlo ezibonelela amaqela anomdla ngoncedo oluyimfuneko ukuze akwazi ukwenza izikhumbuzo, iinkomfa, imiboniso, phakathi kwabanye.
KuMbindi Merika, kulisiko ukuqesha abantu abacwangcisa baze balungiselele imisitho efana nemibhiyozo yomtshato, izikhumbuzo, amatheko aneminyaka elishumi elinesihlanu ubudala, iintsuku ezingcwele, isidlo sangokuhlwa samashishini, imicimbi yentsapho, ubhaptizo, nezinye ezibalulekileyo.
Umbono wenkonzo uboniswa xa kucwangciswa ezi ziganeko, ukufumana yonke into eyimfuneko, ukusuka kwindawo yokuqhuba umcimbi, ukuya kwiimbekiselo ezithile zeprogram ezifana nokutya, i-appetizers, iziselo, inani leetafile, indawo yondwendwe ngalunye. ; ukuba ibhekisela kwisidlo esithile sakusihlwa, uhlobo lwemenyu, inani labantu, iziselo, ukuhlobisa kunye nezinye iinkcukacha ezininzi.
Oku ngendlela efanayo kufuna utyalo-mali oluphantsi kakhulu ukuba umsebenzi uya kuba yiprojekthi kuphela, ukucwangcisa kunye nokulungelelanisa ukuze umsitho wenzeke ngomgangatho olindelwe ngabasebenzisi.
Umzekelo N° 19: Amagqwetha engqesho nawokubhanga
Ubonelelo lweenkonzo zomthetho zokulawula iinkqubo zenkundla nezigwebo ezinikezelwayo; kwinqanaba leshishini njengommeli osemthethweni, ngokufanelekileyo ukuhlangabezana neemfuno zokhuphiswano; Ngendlela efanayo, inani leengcali zomthetho ziyavela kwaye aziwufumani umsebenzi osisigxina.
Ngesi sizathu, ukubonelela ngenkonzo njengobuchwephesha yimeko yezinye iindlela zamatyala ahlukeneyo asemthethweni akhoyo kwisizwe ngasinye, evelisa ishishini lotyalo-mali oluphantsi.
Umzekelo N°20: Intengiso kunye nentengiso ye-intanethi
Isabelo esibaluleke kakhulu sotyalo-mali oluphantsi, amashishini anemali ephantsi ekufikeleleni ngokwesintu atshintshela kwintengiso ye-intanethi, kuba inomlinganiselo. Ngalo lonke ixesha umthengisi ubona into atyala kuyo inkunzi yakhe? kwaye ngoba?, kubandakanywa nembuyekezo kutyalo-mali.
Ubungakanani kwesi sithuba sijolise ekuhleni ngokutsha indawo yeenkampani ukuze zisebenze ngokufanelekileyo ngokwemigaqo yokusetyenziswa. Iinkampani kufuneka zicinge ukuba i-intanethi lulwandiso lwamashishini abo abonakalayo kwaye kufuneka isetyenziswe kwaye ibonise ukuqhelana ukuze amaqela anomdla akwazi ukuthenga ngokukhuselekileyo.
Yonke into enxibelelana ngobubele obukhulu iya kuba namathuba amaninzi okuguqula abo banomdla kubathengi kunye nabo bathengisayo.
Ithuba elahlukileyo kukuveliswa kweendlela zokuthengisa kwi-intanethi ukwenzela ukuba ii-SME zazi malunga nokuphuculwa kunye nezinto ezikhoyo, ezifana nokumisa kwiinjini zokukhangela, ukuthengwa kweendawo zentengiso, amanethiwekhi adibeneyo, phakathi kwabanye.
Enye indlela yotyalo-mali ephantsi yotyalo-mali, abagwebi bezentengiselwano eziqhutywa yingcali evela kwinkampani ezizimeleyo, ejongene nokuqwalasela utyalo-mali lwentengiso yabathengisi, into eluncedo kunye nokutshintsha umfanekiso ukuze uphume kwinkampani.