La Inkcubeko yezemali yindlela yokucinga, yokucwangcisa kunye nokusebenza ephuhlisa abantu kunye neenkampani ubomi babo bonke, funda ngakumbi ngesi sihloko ngokufunda inqaku elilandelayo.
inkcubeko yezemali
Kuthathwa njengesethi yezixhobo ezivumela ukuseka izakhono kunye neenkqubo eziqhubekayo ukwenzela ukuba wenze izigqibo ezifanelekileyo kuyo yonke into enxulumene nomsebenzi wemali. Le meko izalwa ngabantu abaninzi abathi banolwazi olunengqiqo malunga nokwenza izigqibo kumbutho.
Nangona kunjalo, akusiyo yonke into eyenziwa kwiimeko zendalo, kukho nakwihlabathi lezoqoqosho into ebizwa ngokuba yimfundo yezemali. Apho abantu bafumana izakhono eziqinileyo, izenzo kunye nolwazi ngokulungiselela izifundo. Okukhokelela ekuhlanganiseni iinkqubo ngenxa yezigqibo ezilungileyo ezenziwe ngexesha kunye nendawo efanelekileyo.
Zakhono
Namhlanje kukho iimveliso ezininzi kunye neenkonzo ezithile zemali ekufuneka ziphathwe ngobukrelekrele. Le meko iveliswa kuphela xa kukho inkcubeko yezemali yokwenene, evumela ukwazi iindlela ezahlukeneyo kunye nokuxabisa izinto eziguquguqukayo zokulawula izenzo apho nayiphi na inkqubo ehambelana neentshukumo zemali ibandakanyeka.
Phakathi kwezakhono ekufuneka umtyali-zimali okanye umphathi wenkampani azigcine engqondweni zezi zilandelayo:
- Yenza izigqibo ngokusekwe kwizifundo zamaxabiso kunye neendlela ezijongwa rhoqo.
- Thatha amanyathelo afanelekileyo asekelwe kulwazi.
- Yazi ixesha lokuyeka kwaye ulahle imiba ethile apho kunokubakho ilahleko ethile.
- Thatha imingcipheko ngexesha elifanelekileyo.
Ngokunjalo, kubalulekile ukwazi ukuba inkcubeko yezemali iba ngumkhwa. Abo baqheliselayo bayazi ukuba iinombolo zeakhawunti zinokuhla okanye zinyuke, kuxhomekeke kwizigqibo. Nangona kunjalo, inkcubeko yezemali ayilungile kuphela, kukho iinkampani kunye nabantu abanenkcubeko yezemali engalunganga.
Ngabo abo, ngokuhamba kwexesha, bashiya iintshukumo zokuhamba kunye nezigqibo ezimbi zemali, aba bantu bagcina amaxabiso angazinzanga, abasoloko besenza izigqibo kwaye bangaze bagcine isikhundla esisisigxina kwiinkampani. Abanye bazibiza ngokuba ngabacebisi ukuze bafihle iimpazamo zabo.
La Inkcubeko yezemali idityaniswe ne-intuition, abantu abaninzi abanayo xa bethatha umngcipheko kwaye baye baphumelela ngokwembali. Iingcali ziqwalasela ukuba akusiyo intuition, kodwa izigqibo ezichanekileyo ezenziwe ngokuqwalasela iipatheni ezithile zemali.
Ukwahlula phakathi kweentlobo ezahlukeneyo zeendleko zexesha elizayo ngokulungiselela izicwangciso zokusebenza, ezibandakanya uhlahlo lwabiwo-mali lokuhlawulwa kwabasebenzi, utyalo-mali lwangaphakathi, iindleko eziziintlobo ngeentlobo kunye nokusetyenziswa kwangaphakathi. inqaku elilandelayo Uyilawula njani inkampani? ikubonisa indlela kunye nobuchule obunxulumene nenkcubeko yoshishino.
Ukucwangcisa ukonga sisicwangciso esisetyenziswa yimiba emininzi njengenkcubeko yemali.Kwasebuntwaneni, abanye abazali bafuna iindlela zokuyikhuthaza ebantwaneni babo. Umbono kukudala inkcubeko yezemali eya kuthi ibe ngumkhwa wesiqhelo wobomi.
Uphando olwenziweyo ukuze kufunyanwe iingxelo ezinokuthi kamva zihlalutywe, kuvumela ukuseka iindlela zokugcina uluhlu lwempahla olulungileyo kwinkampani. Inkcubeko yezemali ivumela ukudala iinkqubo zokuthenga ngokugcinwa kolwazi oluhamba rhoqo kwintlangano.
Amalungiselelo neengcebiso zibalulekile ekuphuhliseni indlela yokwenza ngokukhawuleza xa kuthatyathwa izigqibo. Nokuba ingakanani na isayizi yenkampani okanye ngokulula ukuba yimeko yobuqu. Kuhlala kubalulekile ukuqwalasela ukuba phezulu kumsebenzi kunye nokwazi ngandlela-thile iimeko ezahlukeneyo ezijikeleze nayiphi na inkampani.
Isikolo
Amanye amazwe aseYurophu amkela iindlela zokuphumeza kwikharityhulam yezemfundo, izifundo ezinxulumene nenkcubeko yezemali. Ziyimixholo ephononongwayo kwaye ijonge uhlobo lokuphunyezwa. Kwakhona ukuhlalutya ukuba ukutofwa kolu hlobo lolwazi kufuneka kuqale kweliphi inqanaba.
Kubalulekile ukwazi ukuba ipesenti enkulu yabafundi iseka ukuba nenkampani kwixesha elizayo njengenye yezinto eziphambili kubo, kunye nokugcina inqobo ebomini malunga nendlela yokulawula izixhobo. Nangona sisazi ukuba ayingabo bonke abantu abatsha abaya kuba ngoosomashishini okanye abatyali-mali, oku kuphunyezwa kujonge ukudala inkcubeko yezemali kubomi babantu.
Ukubaluleka
Namhlanje iinkqubo zoshishino zithatha iindawo ezibalulekileyo kubomi beplanethi. Ngokunjalo, umdla woosomashishini abaninzi ekuphuhliseni iindlela zemali ezifuna ukukhulisa imali iye yabonwa. Ngokucofa kwikhonkco elilandelayo uya kuyazi ukuba ungayifumana njani Ukuxhaswa ngemali koosomashishini
Kulo mba, kufuneka kuthathelwe ingqalelo ukuba inkcubeko yezemali iya kugqiba uphuhliso kunye nokusebenza kakuhle kweeprojekthi zabo kwezinye zaba basomashishini abatsha okanye ukusilela kwabanye. Ukubaluleka kokwazi indlela yokwenza utyalo-mali apho imali idibaniswe khona, ukuze kukhule kwaye kubonelele ngezixhobo zokudala ukusebenza kakuhle kwiprojekthi nganye.
Eyona nto ilandelwayo ngale Nkqubo kukukhuthaza abantu abatsha, ukuze bakwazi ukongezelela olu lwazi nezakhono kubomi babo bemihla ngemihla, bobuqu kunye nosapho. Ulwazi olukhuthazwayo olusekelwe kwinkcubeko yezemali luvumela ukuqwalaselwa kweenkampani kwintsimi yoshishino.
Oku akukho nto ngaphezu kokutsala oosomashishini abancinci kwizikhundla zabo abafuna ukubonisa ulwazi lwabo kunye nezakhono zabo ukwenza izigqibo ezikhokelela kwiiprojekthi ezintsha kunye nezicwangciso ezintsha, kunye nokufikelela kwiinjongo ezisebenzayo kunye neenjongo. Uphuhliso oluphunyezwa kancinci kancinci ngenkcubeko yezemali luvumela ukuyilwa kwabalawuli abasungula izinto ezintsha nabanamhlanje.
Kukholelwa ukuba iinkqubo zetekhnoloji yezemali ezisasazeke kulo lonke inethiwekhi zingalawulwa ngandlela thile. Emva koko sibona indlela isithethe senkcubeko yezemali sitshintsha ngayo xa iintshukumo ezahlukeneyo kunye namacandelo avela kutyalo-mali. Ukuvumela ukuguqula indlela yokuxabisa iinkqubo zoqoqosho.