Kuuya nepfungwa yakanaka yepurojekiti huru kunogona kunakidza. Asi kuuraya kwayo kunogona kumiswa munzira dzayo pasina mari yakakwana. Pano tichataura nezve zvikwereti kune vemabhizimusi, sarudzo yakanaka yezvirongwa zvine zviwanikwa zvakaderera.
Zvikwereti kune vemabhizinesi: nzira yekuvaka purojekiti yako
ari zvikwereti kune vemabhizimusi zvinogoneka kune vechidiki vazhinji vane mazano makuru asi homwe dzisina chinhu. Tinoziva manzwiro; isu tichangopedza kudzidza kuyunivhesiti, takazara neruzivo rutsva uye mazano ekuishandisa munyika chaiyo kuti ibatsire vazhinji, asi isu tinorova madziro ekushaya mabasa kana basa remazuva ose rinokonzerwa nekudiwa kwekurarama.
Kana kuti isu takaita rombo rakanaka kuzviwana tiri munzvimbo yebasa rekugadzira, mukati meboka rebasa rakangwara, asi mazano edu haaenderane nezvinangwa zvavo. Ipapo tinotanga kufunga nezvedu isu pachedu izvo zvinotibvumira kuita zviroto zvedu. Asi danho rekutanga nderekutsvaga zviwanikwa zvekutanga.
Chii zvino zvikwereti zvevemabhizinesi?
Zvakanaka, mune izvo zvinoratidzira, chikwereti chinopihwa vanhu vane chirongwa chakananga kuti vagone kuchigadzira zvakafara uye nekukasira. Izvi zvinogona kubva kumapoka akazvimirira kana everuzhinji, kunyanya kana chirongwa ichi chichibatsira veruzhinji, pamwe nekumabhanga ane mukurumbira.
Sezvo zviri zvekutsigira mabhizinesi ane yakaderera zviwanikwa zvehupfumi kubva, zvikwereti zvinowanzo hushamwari maererano nematemu ekubhadhara uye mubereko. Asi zvechokwadi, muhukama nemabhangi, zvinhu zvose zvinogona kuvimba nenhoroondo yakanaka yechikwereti uye kuti inosanganisa sei izvi nemari yakagamuchirwa kuti idzorere gare gare.
Mari yakaderera (1000 pesos, semuenzaniso mune zvimwe zviitiko) inowanzoreva nguva pfupi yekubhadhara. Kana chiri chishuvo chekusimbisa mari yakanaka (150.000 pesos kana kupfuura mune dzimwe nyaya), zvine musoro nguva yekubhadhara ichawedzerwa. Ndosaka makiredhiti achigona kucherechedzwa pamwedzi, vhiki nevhiki kana kunyange zuva nezuva mabhindauko ekubhadhara uye wozoona makiredhiti anotora kunyangwe makore kubhadharwa.
Zvakare, nguva dzose zvinoenderana nehukuru hwekutanga, kukwanisa kwemunhu kubhadhara uye mari yekutsigira mari. Asi zvakare zvinoenderana nefomati inoshandiswa kunyorera chikwereti. Iyo fomati inotonga panguva ino, zviri pachena, iyo online nhanho.
Kana iwe uine kufarira kwakakosha mune zvese zvine chekuita nematanho ebhizinesi, unogona kuona zvichibatsira kushanya ichi chimwe chinyorwa pawebhusaiti yedu yakatsaurirwa kufumura. kuita bhizinesi sei nemazvo. Tevera chinongedzo!
Zvakanakira zvikwereti kune vatengesi
Kunyora mabhenefiti anogona kuunza kune muzvinabhizinesi chokwadi chekukumbira chikwereti chakachinjirwa kumamiriro avo zvinogona kutitungamira isu pachedu kune inogadzira, inogara uye inobhadharwa mari. Ngatione zvino mamwe mabhenefiti erudzi urwu rwechikwereti:
- Sezvambotaurwa, zvikwereti zvebhizinesi zvinowanzo shanduka. Uku kuchinjika kwakakosha kune chero muzvinabhizinesi, kunyanya avo vari kutanga bhizinesi rekutanga, nekuda kwekusagadzikana uye kusatarisira kwakabatana nezviitiko zvekutanga. Zvizhinji zvezvikwereti zvemhando iyi saka zvine mukana wekugadzirisazve zvibvumirano, kubvumirana pamari mitsva kana mazwi kana zvichidikanwa.
- Kuchengetedzwa kweaya masevhisi echikwereti ezvirongwa kwakavimbiswa, chero izvo zvinozivikanwa nemasangano eHurumende akadai seNational Commission for the Protection and Defense of Users of Financial Services (CONDUSEF) uye National Banking and Security Commission inoteverwa. . Basa remasangano aya muMexico rinopa zvakawanda mukuita kuti nzira dzechikwereti dzivimbike.
- Zvikwereti zvemumabhizinesi zvinowanzo zivikanwa nekureruka uye nekukurumidza kwekutanga maitiro. Bureaucratic zvinodiwa zvinodzikiswa kusvika padiki uye mapuratifomu epamhepo apo aya makiredhiti anowanzo itwa anobvumira kutumirwa nemhinduro ipapo ipapo. Mharidzo yemvumo yekukumbira inogona kusvika nekukurumidza sezuva rinotevera, nepo kubhadhara kusingawanzotora maawa mashoma.
- Mukana unobva kune aya akamisikidzwa epamhepo ekutenga kiredhiti muMexico ndiko kuve nyore kwekutaurirana kure, zvichipesana nemaitiro echinyakare ekuenda kuhofisi, chaizvo pane imwe nguva, kazhinji kure nekumba kwako, kumirira.
- Zvinoenda pasina kutaura kuti iyi fomati inobatsira sei mumamiriro ezvinhu edambudziko rehutano rakaburitswa nedenda rakatanga muna 2020. Mumamiriro ezvinhu ekufamba-famba, kuswederana kwemuviri uye misangano yemukati, kushandisa online zviri pachena kuti kune mutoro zvakanyanya. Rudzi urwu rwechikwereti rune mapuratifomu akanaka ebasa iri chete.
- Chekupedzisira, aya marudzi ezvikwereti zvekutsigira bhizimusi haana kugumira kune yakatarwa nzvimbo yebasa. Rutsigiro runogona kuchinjirwa kune chero chaunoronga kana iwe unogona kuwana vatengi vanofarira kutsigira chaizvo zvauri kuedza kusimudzira. Versatility ndiyo yakajairika munzvimbo iyi.
Basic zvinodiwa pazvikwereti zvebhizimusi
Tichifunga nezvekusiyana-siyana kwechisikigo mukati memasangano anogona kukweretesa, ese ari muhukuru hwavo semakambani akazvimirira, eruzhinji kana emabhangi, zvine musoro kuti zvinodikanwa zvechikumbiro chechikwereti zvinosiyana mune imwe neimwe nyaya. Nekudaro, izvo zvinodiwa zvinowanzo kuve nyore uye zvinogona kupfupikiswa mune inotevera inodzokororwa nhevedzano yezvinhu:
- Chekutanga, zvine musoro, magwaro ane chekuita nekuzivikanwa kwemunhu. Gwaro iri rinogona kunge riine rezenisi renyanzvi rekuMexico, gwaro rinopihwa neHurumende kuti rikwanise kuvhota musarudzo dzenyika, kana pasipoti. Chakakosha ndechekuti gwaro racho rinoshanda uye rinoratidza zviri pamutemo chitupa chine mazita, surnames uye mufananidzo wazvino.
- Izvo zvinodiwawo kuratidza mukati mezvido izvi humbowo hwekero hunoratidza kuti munyoreri anogara munyika yeMexico, kuve nechokwadi chedhipoziti yezvemari uye kuenderera mberi kwekusangana. Gwaro rinofanirwa kunge riri razvino kuti rizadzikise chinangwa charo chekuongorora.
- Zvichave zvakakosha kuti uratidze Unique Population Registry Key (CURP), gwaro rekuzivikanwa rinobva pane gumi nemasere-mavara alphanumeric kodhi. Wese mugari wepamutemo wekune dzimwe nyika kana mugari wemuMexico ane CURP yake, inodiwa kune ese marudzi emaitiro uye zvikumbiro senge iri pedyo, saka hakuzove kutsvaga kwenguva refu kuiwana.
- Humbowo hwekudzidziswa hunova nechokwadi chekuti wapedza chirongwa chehunyanzvi chekudzidziswa hunofanirwawo kuunzwa mune iyi pasuru yezvinodiwa. Voucha yacho inofanirwa kushanda kwenguva yakareba yegore rimwe chete.
- Chekupedzisira, chasara kubatanidza gwaro rekunyorera chikwereti chebhizimusi, rakanyorwa zvinoenderana nemazinga akamiswa nesangano riri mubvunzo rinozoripa, kana chikumbiro chagamuchirwa.
Mazano akakosha ekutarisana nechikumbiro chezvikwereti kune vemabhizinesi
Pane zvimwe zvinhu zvinofanirwa kunyatsotariswa paunenge uchinyorera chikwereti chebhizinesi rako. Haisi chinhu chinogona kuitwa pasina musoro unotonhorera, uchitungamirirwa nefivha kushingaira kwechinguva. Ngationgororei zvimwe zvezvinhu izvi kuti tizviise mukati mechikwereti netsika yakasimba:
- Pakutanga, sarudzo dzese dzemari dzinogona kuwanikwa dzinofanirwa kuongororwa, kunyatsoongorora mazwi avo, zvirevo zvidiki uye mamiriro ekudzivirira kunyengedza kana kuvhiringidzika mune ramangwana. Zvakakoshawo kudoma nzira yebasa iyo mukweretesi anayo, kuyera kana yakanyatso kuenderana nezvatinoda.
- Sarudzo zhinji dzakanaka chaizvo asi hadzienderane nezvinangwa zvebhizinesi redu kana hunhu hwaro. Saka ngatikurukurei zvinhu nounyanzvi hukuru.
- Izvi zvinotitungamira kune kurangarira kunotevera. Kutsvaga kwechimbichimbi mari yekunze hakugone kuitwa kana tisina kujeka nezvezvinangwa zvedu sekambani. Kuti mari itsva iyi ichashandiswa sei uye kuti ichave pakati pei pachirongwa chedu inoda kunyatsoongororwa.
- Zvinodiwa zvaitsvakwa kuti zvifukidzwe nechikwereti zvinogona kuva zveunyengeri kana zvikaiswa pachikero uye zvinogona kupedzisira zvave kutsvaga zvikwereti pane kugadzirisa. Naizvozvo, ngativei nechokwadi chekuti bhizimusi racho rinotsamira pachikwereti ichi risati rabatwa nekondirakiti.
- Chinhu chinotevera chinofanira kubatanidzwa nepfungwa dzakajairika mukutsvaga kwedu mari isangano remukati rekuita nayo. Nguva zhinji mabhizinesi madiki anotarisa kuti abve pasi anokanganwa kuti chikwereti chinosanganisira kukosha kwekuve neyakadzama uye yakamisikidzwa yemukati accounting chimiro.
- Kusave nazvo kunogona kukanganisa kugara kwekubhadhara kune anobatsira, izvo muzviitiko zvakanyanyisa zvekutadza zvinogona kuve njodzi kune bhizinesi riri kukura zvishoma. Pamusoro pezvo, kuve nemapepa ese kuitira zvisungo zvese zvinogona kuita mutsauko pakati pekambani diki kana yepakati nepakati ine amateurish tint uye kambani ine chishuvo uye nehunyanzvi.
Ndeipi nzira yekukumbira chikwereti kune vemabhizinesi?
Panguva ino tinofanirawo kuona kuti maitiro anochinja zvichienderana kwete chete nemukweretesi akasarudzwa asiwo nenzira iyo yakaitwa naye. Pamusoro pezvo, kune mapeji ewebhu ekuMexico anoshanda sevamiriri vanounza pamwechete ese akasiyana nzira dzekuonana uye dzinopawo matanho akasiyana ekupedzisa maitiro ekunyorera chikwereti.
Kunyangwe mukati mekusiyana uku, tinogona kuona mamwe matanho akakosha, kubatanidza nzira dzakasiyana mune imwe rondedzero. Chaizvoizvo, pfungwa yezvizhinji zvezvinhu izvi inoramba yakafanana.
Basic process:
- Kana iwe wafunga kushandisa imwe yeaya mapeji epakati ewebhu pakati pevanokweretesa, sezvazvakaita kune financer.com, semuenzaniso, chinhu chekutanga chaunofanirwa kuita kupinda kana kunyoresa pane yakasarudzwa peji. Tevere, iwe unozogona kuwana chidzitiro kwaunogona kusarudza ese ari maviri mari yaunoda kuwana kubva kuchikwereti uye zuva rekuyedza raunokwanisa kubhadhara.
- Iyo sisitimu ichakurumidza kuratidza dzakasiyana sarudzo dzevanokweretesa dzinonyatsoenderana nezvinodiwa zvako zvemari uye yako yekubhadhara kugona. Kune mazita akajairwa anozogara achionekwa mumamiriro ekuMexico, akadai saKreditiweb, Kueski, askRobin naCredy, kudoma mashoma. Nekusarudza chimwe cheizvi masangano uye nekudzvanya pane iyo sarudzo inoratidza Starts, unogona kuwana zvakananga kune kambani yakasarudzwa.
- Kana iwe usiri kushandisa chero peji repakati nekuti watowana yako yaunofarira chikwereti sarudzo, unogona zvakananga kutanga maitiro munhanho iyi. Kazhinji, mazhinji emapeji emasangano akasiyana anozodawo kuti unyore kuti uenderere mberi nechikumbiro.
- Kana izvi zvangoitwa, maitiro ekuzadza mafomu epamhepo achatanga, uko chikonzero chechikwereti chinofanirwa kutsanangurwa, iyo mari inodiwa uye nguva yekuyedza inotsanangurwa zvichibva pakukwanisa kubhadhara kwayo, sezvataurwa pamusoro.
- Zvakajairika kuti sisitimu yobva yakumbira kukwidzwa kwezvinyorwa zvinotsanangurwa pamusoro zvine chekuita nekuzivikanwa nenzira yechitupa, kiyi yekunyoresa, kero, chitupa chekudzidziswa, mukati mefomati iyo chikumbiro chechikwereti chinogona kuitwa zviri pamutemo.
- Kana zvese zvinodikanwa zvazadzwa, kurodha uye kutumirwa, chiziviso chekubvumidza chinogona kugamuchirwa mune yakanaka kesi. Ichi chiziviso chichaperekedzwa nekondirakiti yechikwereti, yakatsanangurwa muzvikamu zvayo zvese maererano nehuwandu, zvitemo uye nemazuva ekugumisa.
- Tichava nechokwadi chekuverenga zvese zvakanyatsonaka kuti tidzivise kusanzwisisana kana kuvhiringidzika kunonetsa kugadzirisa mune ramangwana. Kana zvese zvakagadziridzwa nemazvo kuchikumbiro chako uye tarisiro, unogona kuzivisa kuti unobvuma gwaro.
- Panguva ino, nguva yekumirira ichatanga usati wagamuchira kutaurirana kwemvumo yakazara yechikwereti. Sezvambotaurwa, nguva iyi inogona kunge ipfupi kana kupihwa kumhanya kwemaitiro ekugadzirisa kuburikidza netiweki, mazhinji anosanganisira akawandisa ezuva rimwe kana maawa mashoma. Pakati pechiziviso chekubvumidza uye dhipoziti yekutanga kazhinji hapana nguva yakawanda, kazhinji inokurumidza.
- Kana chikwereti chagamuchirwa, iwe uchakwanisa kutanga bhizinesi rako nezviwanikwa zviri nani uye kuita kuti ribhururuke nemapapiro ari nani.
Dzimwe nzira dzezvikwereti kune vezvemabhizimisi
Muchiitiko chekuti nekuda kwechikonzero chimwe kana chimwe chimiro chemasangano echikwereti haashande kwatiri uye isu tinoda imwe sosi yemari, isu tinofanirwa kushandisa nzira dzakasiyana kuzadzisa chinangwa chedu. Tinogona kudoma mamwe acho kuti ave akajeka nezve nzira dzakafanana dzekukura nerutsigiro rwekunze:
- Sarudzo inonyanyozivikanwa munguva dzino dzematanho makuru uye ane simba akaunganidzwa ndeyekuwandisa mari. Ichi hachisi chimwe chinhu kunze kwerudzi rwenharaunda yekutsigira chirongwa chinoyevedza, chinoitwa kuburikidza nemapuratifomu epamhepo, kazhinji. Crowdfunding inogona kukurudzirwa nevanopa mubairo, izvo zvinogona kusanganisira kuwana zvigadzirwa kana kunyange kuwana migove yebhizinesi.
- Ngirozi investimendi chimwe chishandiso chinogona kugadzirisa zvinopfuura dambudziko rimwe mukambani yekutanga. Ava ndivo vezvemari vakazvimiririra vanopa kwete chete chikwereti chinodiwa asiwo zano rezvemari.
- Makwikwi akarongwa nemhando dzakasiyana dzinozivikanwa kana nheyo dzine zvakakosha zviwanikwa zvinogona kuve sarudzo yakanaka. Muchiitiko ichi, hachisi chikumbiro chakananga, asi kuratidzwa kweprojekti yako pamberi pejuri pachiitiko, mumakwikwi nemamwe maitiro. Kana iwe ukahwina mukwikwidzi, izvi zvinoreva mari yakakosha yechikonzero chako.
- Iyo inonzi Venture Capital ndiyo imwe nzira yekubhadhara mari nemari inodyara mumakambani achangoburwa ane njodzi nekuti angori mumatanho ekutanga ekushanduka kwavo. Izvi zvine mutengo: kupihwa kwechikamu chakakosha chezvikamu zvekambani nyowani.
Vhidhiyo inotevera inotsanangura zvakadzama pfungwa yekurasikirwa kwemari yehurumende, imwe sarudzo yekuwana mari yechirongwa chako pasi pefomati yerubatsiro, uye mamiriro ehurongwa hwegore razvino 2021. Kusvika ikozvino chinyorwa chedu pamusoro pe zvikwereti kune vemabhizimusi, masisitimu emasangano ayo evanopa uye zvakare dzimwe nzira. Tokuonai munguva pfupi iri kutevera uye rombo rakanaka mumapepa enyu uye nemari.